All credit / debit cardholders & mobile wallet users can now see all offers and rewards on their cards & wallets, without sharing any sensitive information like card numbers!
Cardback identifies all your card & wallet offers on shopping, dining, bill payments, online shopping, fuel and more! It recognizes and recommends the best payment option based on factors like card features, wallet acceptance, special offers, reward points, and fee structure.
These recommendations are highly personalized as they consider only your specified cards and wallets. Cardback’s technology identifies each term and condition, and gives a recommendation after calculating every detail, like maximum cashback and minimum purchase.
• Works at restaurants, cafes, petrol pumps, supermarkets, departmental stores, electronics stores, apparel stores, spas, salons, e-commerce websites, flight/railway ticket booking sites, movie ticket booking sites, bill payment websites and other places.
• Provides in-depth information about EMI & Cashback schemes, reward points, surcharge waivers, free airport lounge access, all offers and discounts on your cards & wallets.
• No card numbers needed - just indicate the bank name, type & full name of your cards, or the wallet name.
• Supports over 800 cards including credit, debit & prepaid cards across 10 major banks & 5 mobile wallets.
• Personalized & intelligent - gives information only for your cards & wallets.
• Location aware - helps explore places around you.
Supported banks: HDFC Bank, ICICI Bank, SBI, Citibank, Axis Bank, American Express, HSBC, IndusInd Bank, Kotak Mahindra Bank & Standard Chartered
Supported wallets: Paytm Wallet, Mobikwik Wallet, Citrus cash, PayU Money & Freecharge Wallet
Currently available in these cities in India - Delhi-NCR (Noida, Gurgaon, Ghaziabad, Faridabad), Mumbai, Bangalore, Pune, Chennai and Hyderabad.
1. Device & App History - retrieve running apps: this is needed in order to notify you about the offers, even when the app is in background.
2. Identity - find accounts on the device: to show a list of your email addresses to ease out your signup process. You won't have to enter any passwords in Cardback. Signing up is as simple as tapping on an email address of yours, & we don't store any other email address apart from the one you tap on. Please be rest assured that this permission doesn't give access to your passwords, contact lists or phone numbers stored on your phone.
3. Location - approximate location (network-based), precise location (GPS and network-based): to identify your current location, so that you can explore places around you.
4. Photos/Media/Files - modify or delete the contents of your SD card, read the content of your SD card: to create a temporary cache of data received from our servers. This enhances your user experience & makes subsequent usages faster. Please be rest assured that we will NOT delete anything from your SD card!
5. Wi-Fi connection information - view Wi-Fi connections: to give improved recommendations.
6. Device ID & call information - read phone status & identity: to identify the screen size & resolution of your phone (not phone number or other sensitive information), so that we can optimize the app for your phone's screen size and resolution. Please be rest assured that this permission doesn't give access to your passwords, contact lists or phone numbers stored on your phone.
7. Full network access: to access internet on your phone which is critical for our app to function.
8. Prevent phone from sleeping: to send you push notifications about benefits running on your cards. Please be rest assured that taking this permission does not imply that our app will drain out your phone's battery. It will only use your phone's battery when we send you a notification.
9. Run at startup: Same as point 1
10. Control vibration: Same as point 8
11. View network connections: same as point 7
Just when you started to take her for granted, we decided to give Cardback a makeover and bring the spice back! Here are the top things that have changed:
1) She's got a brand new wardrobe and fresh makeup!
2) She wouldn't make you stand like a lemon for giving a recommendation.
3) She has become a good money manager & will tell you about all EMI schemes on your cards!
4) She will help you travel by telling you about free access to Airport lounges upfront!
Get ready to be spoilt like a baby ;)