Debt Planner & Calculator

Debt Planner & Calculator


A beautiful, simple-to-use debt calculator!

What this app does: Organizes and plans out your debt. Tells you HOW long it will take to get out of debt with some basic monthly details. Up to FIVE (5) debts supported.

This app uses the Payment Strategy of paying off the "Lowest Balance First". Often recommended by experts as the best strategy.

Note: Simple Finance Manager (formerly Debt Planner Pro, $1.99 USD) now includes Payment Strategies, Unlimited Debt Entries & Monthly Payment Reminders, Custom Payments a Banking Ledger. The Pro Version is also ad-free. You may backup your debts in the free version before upgrading to the Pro and restoring (in Settings).

HOW TO USE THIS APP: Rather than giving us a lump-sum payment amount, you will decide how much to pay in the first round of payments (per card). We will then take those numbers and make the needed adjustments as time goes on. In this way, you have greater flexibility to manage over your debt. And can also play with the numbers to tweak your own plan.

Also: This app is currently set to work with the US decimal system. Other formats: Enter at your own risk! We hope to standardize in the future. (To be safe, anyone may use the app, but you may need to use whole numbers if you do not use the system it is designed for).

NOTE: This app does not support bi-weekly payments (only monthly).

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Debt Planner will provide you with a quick, simple way of calculating different aspects of your current debt including the time it will take to pay off, the total interest fees over the lifetime of the debt, your current APR fee, and more! Whether it is credit cards, auto loans, personal loans, you can calculate it!


It will also factor in potential balance transfer fees and promotional rates as well! The app will then store your numbers for later use.

Calculations in this app are very accurate. Remember, if you feed it bogus numbers, you might get a bogus answer! It can only contain so many built-in protections!

Disclaimer: Debt Planner will simply give an approximate amount of time (in months) that you will be debt-free. There are many real world factors that will put you at a different end-date. In order to meet the formulated date, you must try to pay as close to your specified monthly payment goal as possible.

If you like this app, please consider purchasing Debt Planner Pro for only $1.99 (USD) cents to help further development done all in my spare time. The Pro version has:

Unlimited Debt
Payment Strategies
Make Monthly Payment
Monthly Payment Reminders
Ad-free
Better Tablet Support

Recent changes:
5.1 (March 18th)
- Tweaks and Fixes
- Big update still coming soon

5.0
- Material Designed
- Now add credit limits and see progress bar
- Android minimum raised to 4.0

4.5.3
- Basic Android 5.0 prep; removed 1 of 2 ads (yay!)
- Now Requires Android 2.3+

4.5.1.01
- Ability to Backup before Upgrading to Pro
- Back-up located on external storage at /debt_planner/backup/debts.db
(When upgrading, simply go to settings in the Pro version, hit restore and start app! )
Add to list
Free
71
3.6
User ratings
182
Installs
50,000+
Concerns
0
File size
3049 kb
Screenshots
Screenshot of Debt Planner & Calculator Screenshot of Debt Planner & Calculator Screenshot of Debt Planner & Calculator Screenshot of Debt Planner & Calculator Screenshot of Debt Planner & Calculator Screenshot of Debt Planner & Calculator Screenshot of Debt Planner & Calculator Screenshot of Debt Planner & Calculator Screenshot of Debt Planner & Calculator
About Debt Planner & Calculator
A beautiful, simple-to-use debt calculator!

What this app does: Organizes and plans out your debt. Tells you HOW long it will take to get out of debt with some basic monthly details. Up to FIVE (5) debts supported.

This app uses the Payment Strategy of paying off the "Lowest Balance First". Often recommended by experts as the best strategy.

Note: Simple Finance Manager (formerly Debt Planner Pro, $1.99 USD) now includes Payment Strategies, Unlimited Debt Entries & Monthly Payment Reminders, Custom Payments a Banking Ledger. The Pro Version is also ad-free. You may backup your debts in the free version before upgrading to the Pro and restoring (in Settings).

HOW TO USE THIS APP: Rather than giving us a lump-sum payment amount, you will decide how much to pay in the first round of payments (per card). We will then take those numbers and make the needed adjustments as time goes on. In this way, you have greater flexibility to manage over your debt. And can also play with the numbers to tweak your own plan.

Also: This app is currently set to work with the US decimal system. Other formats: Enter at your own risk! We hope to standardize in the future. (To be safe, anyone may use the app, but you may need to use whole numbers if you do not use the system it is designed for).

NOTE: This app does not support bi-weekly payments (only monthly).

-----------------------------

Debt Planner will provide you with a quick, simple way of calculating different aspects of your current debt including the time it will take to pay off, the total interest fees over the lifetime of the debt, your current APR fee, and more! Whether it is credit cards, auto loans, personal loans, you can calculate it!


It will also factor in potential balance transfer fees and promotional rates as well! The app will then store your numbers for later use.

Calculations in this app are very accurate. Remember, if you feed it bogus numbers, you might get a bogus answer! It can only contain so many built-in protections!

Disclaimer: Debt Planner will simply give an approximate amount of time (in months) that you will be debt-free. There are many real world factors that will put you at a different end-date. In order to meet the formulated date, you must try to pay as close to your specified monthly payment goal as possible.

If you like this app, please consider purchasing Debt Planner Pro for only $1.99 (USD) cents to help further development done all in my spare time. The Pro version has:

Unlimited Debt
Payment Strategies
Make Monthly Payment
Monthly Payment Reminders
Ad-free
Better Tablet Support

Recent changes:
5.1 (March 18th)
- Tweaks and Fixes
- Big update still coming soon

5.0
- Material Designed
- Now add credit limits and see progress bar
- Android minimum raised to 4.0

4.5.3
- Basic Android 5.0 prep; removed 1 of 2 ads (yay!)
- Now Requires Android 2.3+

4.5.1.01
- Ability to Backup before Upgrading to Pro
- Back-up located on external storage at /debt_planner/backup/debts.db
(When upgrading, simply go to settings in the Pro version, hit restore and start app! )

User reviews of Debt Planner & Calculator
Write the first review for this app!
Android Market Comments
A Google User
Feb 26, 2015
Glitches and limitations Only allows 5 debts and does not update with payments made.
A Google User
Jan 31, 2015
simple and detailed
A Google User
Jan 15, 2015
Sweet I dig it... how much for the paid version?
A Google User
Jan 6, 2015
problem with balance higher than limit Wish you could enter balance that is higher them the minimum. When entering the balance on my card and the cards limit, I couldn't proceed because my balance was higher than my limit.
A Google User
Jan 6, 2015
Can't change payment amount? Wish you could change the amount paid monthly. Not everyone pays the same amount every month.