Digicash POS enables you to accept payments triggered by your customers using their mobile phones. They will be able to use their smartphone to pay their bills, make payments at your point of sale or on your e/m-commerce website or application. Digicash is a convenient, reliable, fast and secure solution that can easily fit in with your business and its processes.

But Digicash is also...

Easy to integrate at the point of sale or for invoice payments
- Digicash POS App is running on any compatible smartphone or tablet
- Easy installation in less than one minute (user name and password provided after signing up as a merchant – more information: www.digicash.lu)
- Seamless integration with other Digicash tools and payment acceptance processes (integration with cash register systems/ERP/billing, static QR Codes at the POS, Digicash POS web interface, other Digicash Apps at the same POS, multi-seller and multi-POS compatibility)
- Free download and installation of the App (except for fees/commissions applying to received payments)

A flexible solution
- Optimized reporting and reconciliation tools with customizable reporting levels and frequencies
- Reconciliation with cash register software, billing systems and e-commerce software, in real time or delayed
- Easy integration with customer loyalty systems to optimize payment processes

A new payment system using existing financial flows and tools
- Financial flows: bank/credit transfers from the customer’s account to the merchant’s account
- Use of existing tools for accounting (bank statements, “Multiline”, web banking access etc.)
- 100% accuracy of funds received (against amounts invoiced) and of reconciliation data (e.g. invoice reference ID the payment is linked to is always accurate)

A secure and well supported system
- A solution offered by banks to their customers, giving merchants the opportunity to focus on this target group
- An groundbreaking direct debit on bank accounts system, offering the highest convenience level in the payments world
- High-availability support and maintenance by our team to ensure banking-grade system continuity and security

Cost-effective
- No monthly fees
- No minimum fee per transaction
- Competitive commissions tailored to business context (starting as low as 0,035 € till March 2013)

A scalable solution
- A R&D team working on the system’s perpetual evolution
- Technological neutrality of back-end platforms enabling easy implementation of new processes and systems (e.g. NFC once enough phones will be ready)

To get Digicash as a merchant or biller, contact our sales team (www.digicash.lu, [email protected] or by phone: (+352) 26 37 36-1). They will advise you on the most convenient implementation for your business to accept Digicash payments and provide you with detailed instructions about the subscription procedure. The Digicash POS App can be one of the tools that will allow your customers to pay with their mobile phone at your point of sale. Once subscribed to Digicash, install the Digicash POS App on a smartphone or a tablet, identify with the ID and password Digicash has provided and start accepting payments immediately.

For the moment the Digicash solution is available in Luxembourg. Subscription is only available to merchants that have a permanent establishment in Luxembourg and a bank account with a Luxembourg financial institution where received payments will be credited.

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