The i credit score App has been designed to give the user a good understanding of their credit worthiness and to highlight areas in their rating that are less than perfect.
The App has been designed by credit risk experts with over 20 years experience in building credit rating models.
Where can the app help out?
1) When you go for credit i.e :
Personal loans - Barclays. LLoyds, Royal Bank of Scotland, HSBC , Halifax, Santander, Natwest,, First Direct, etc
Payday loans - Wonga etc
Mortgages - Banks as above and all building socities - Nationwide, Skipton, Chelsea, Post Office, Yorkshire, Leeds, Coventry, Nottingham, Woolwich, etc
Credit cards - Amex (American Express), Capital One, Barclaycard, Virgin, Creation, Gold fish, Fluid, Sainsburys, Tesco, Amazon, M&S, Vanquis, etc
When you go to a price comparison site for insurance- Compare the market, beat that quote, Money supermarket, Go Compare, etc. Insurers are increasingly using your credit score as part of their premium calculation
Opening a current account
In fact any time you talk to the bank or other lender . If you know how creditworthy you are you can get the right price.
2) If you obtain your credit report from 1 or all of the 3 agencies in the UK:
You can see how the data held on you affects your credit rating and if its wrong what affect this has on how lenders see your credit worthiness. Furthermore if its wrong put it right.!
We are always looking to improve the app so we welcome any feedback. Please email [email protected]
We will also try to bring fresh updates to the app with some interesting partners to provide credit facilities and useful promotional benefits.
We hope you like the app.
The RCalc team.
Fixes a crashing error on old Android devices.