Want to shop online but don't have a credit card? Or too lazy to apply for one? Afraid that your credit card will get hacked? Unsure whether the online store will send you the product or not? Then Kredivo is for you.
Kredivo evaluates your credit worthiness in real time and gives you credit to shop online. Registration process is just 1 minute and approval is given in less than 24 hours.
If approved, you can use Kredivo in 100+ merchants with just 2-click. And the best part of all? You can pay in 30 days or installment in 3/6/12 months. As easy as 1-2-3!
Get a transaction limit of up to Rp 3.000.000 instantly for Pay in 30 days, or up to Rp 20.000.000 for 12 month cicilan. For Pay in 30, Kredivo charges 0% interest. For cicilan, you pay an interest of 2.95% per month.
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Permissions needed in the app:
App will scan through contacts to build out the user's social graph and use this for the credit approval decision
App will automatically read verification code sent via SMS to expedite the registration process
App will scan through call logs to check against known fraud users and calculate out calls' duration and use these for credit approval decision
App will provide better security for your account, and also send timely promotions