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All apps > Finance > Quick Snowball LE
Quick Snowball LE icon

Quick Snowball LE

Track your Debt Snowball!
by Entropy Specialists

This app is currently not active on Google Play

10+
Thousand
Installs
PREMIUM
Est. installs
PREMIUM
Recent installs
3.09
92
Rating
Unranked
Ranking
1
Libraries
1.5+
Android version
8/24/11
Last updated
2010
October
App age
181.7 KB
App size
Unrated
Maturity
Maturity
FREE
Price

Google Play Rating history and histogram

29
13
14
9
27

Changelog

  • Jan 12, 2018 Unpublished
  • Aug 24, 2011 Update Version 1.1.0
  • Aug 24, 2011 Installs 10,000+ installs
  • Feb 16, 2011 Installs 5,000+ installs
  • Jan 1, 2011 Update Version 1.0.9
  • Oct 31, 2010 Update Version 1.0.8
  • Oct 30, 2010 Installs 1,000+ installs
  • Oct 28, 2010 Update Version 1.0.7
  • Oct 23, 2010 Update Version 1.0.6
  • Oct 21, 2010 Installs 500+ installs
  • Oct 9, 2010 Installs 100+ installs
  • Oct 9, 2010 Update Version 1.0.4
  • Oct 8, 2010 New App Version 1.0 in Finance for Free
View more View less

Developer information

Entropy Specialists

Website

N/A

Description

Track your Debt Snowball - this app allows you to enter and track your debts - and calculates balances and payoff dates based on the Debt Snowball method (pay the minimums on everything, and attack smallest debt first), as recommended by financial counselors such as Dave Ramsey.

This IS a very basic app - written in response to the fact that when we started the Dave Ramsey plan in March 2010, there was no simple free app available that could do exactly the bit of functionality I needed.

Basic Instructions:
1. Add your debts, including minimum payments, APR, original (for payoff display) and current amounts.
2. The app will display your debts in a list from SMALLEST to LARGEST. This is the 'debt snowball' - yes it is not mathematically optimal, but for many people is better psychologically.
3. In 'settings', set the 'Extra' monthly amount you expect to be able to apply to debt.
4. Pay the MINIMUM only on ALL debts except the top one on the list. Any extra disposable income should be applied to the SMALLEST debt to get it paid off.
5. The app calculates your payoff dates based on your 'Extra' monthly payment, so you can easily change your 'Extra' payment to see how taking a 500/month part time job can accelerate your overall payoff time. If you leave "Extra" = 0, then you are essentially planning to make minimum payments ONLY.
6. The first time you open the app each month, it will re-calculate (based on APR, minimum payments, and applying the amount you have saved as 'Extra' towards the smallest debt) what your current balances for all debts should be. If you pay more than the minimum on some debts, or the 'Extra' amount is not correct, you can also manually adjust those balances - but if the data is all correct, the new balances should all auto-calculate properly at the beginning of each month.

Recent changes:
1.1.0 Hopefully fixed remaining force close issues by updating 'default' xml file.
Track your Debt Snowball - this app allows you to enter and track your debts - and calculates balances and payoff dates based on the Debt Snowball method (pay the minimums on everything, and attack smallest debt first), as recommended by financial counselors such as Dave Ramsey.

This IS a very basic app - written in response to the fact that when we started the Dave Ramsey plan in March 2010, there was no simple free app available that could do exactly the bit of functionality I needed.

Basic Instructions:
1. Add your debts, including minimum payments, APR, original (for payoff display) and current amounts.
2. The app will display your debts in a list from SMALLEST to LARGEST. This is the 'debt snowball' - yes it is not mathematically optimal, but for many people is better psychologically.
3. In 'settings', set the 'Extra' monthly amount you expect to be able to apply to debt.
4. Pay the MINIMUM only on ALL debts except the top one on the list. Any extra disposable income should be applied to the SMALLEST debt to get it paid off.
5. The app calculates your payoff dates based on your 'Extra' monthly payment, so you can easily change your 'Extra' payment to see how taking a 500/month part time job can accelerate your overall payoff time. If you leave "Extra" = 0, then you are essentially planning to make minimum payments ONLY.
6. The first time you open the app each month, it will re-calculate (based on APR, minimum payments, and applying the amount you have saved as 'Extra' towards the smallest debt) what your current balances for all debts should be. If you pay more than the minimum on some debts, or the 'Extra' amount is not correct, you can also manually adjust those balances - but if the data is all correct, the new balances should all auto-calculate properly at the beginning of each month.

Recent changes:
1.1.0 Hopefully fixed remaining force close issues by updating 'default' xml file.
Show full description Hide full description
amount applied apr balances based basic calculate correct counselors dave debt display extra minimum month monthly pay payments payoff plan ramsey should smallest snowball your

Comments

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app debt debts does great have just simple use you

Positive comment tag cloud

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Negative comment tag cloud

app crashed debt debts does force open visual what you

Google Play Rankings

This app is not ranked

Permissions

Development tools
test access to protected storage
Network communication
full network access
Storage
modify or delete the contents of your USB storage
Phone calls
read phone status and identity

Libraries

Ad network libraries

AdMob

Social libraries

None found

Development tools

None found

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