ReadyForZero: Pay Off Debt

ReadyForZero: Pay Off Debt


ReadyForZero is a free debt repayment app that helps you to create your ultimate debt payoff plan. We focus on helping you pay off debt as fast as possible (even if you can’t pay more than your minimum payments) while keeping you motivated along the way. Sign up for your free account, link (or manually enter) your accounts, and we’ll create a personalized plan to guide you as you pay off debt. Use this app as your very own debt tracker. Here’s what just a few people have said about us:


“Along your debt-paying journey, ReadyForZero acts as the angel on your shoulder.”
- CNNMoney

"Top 50 Best Website of 2014"
- TIME

“Ditch the calculator and make a realistic plan to end your debt-related stress.”
- Forbes

“ReadyForZero is like a financially savvy friend guiding you every step of the way.”
- MSN Money

Our users are excited, too! Here’s what they’ve had to say about the ReadyForZero Android app:

“I really like this!!!! So easy to use.”

“Very crisp and responsive UI and very pretty. So far, I’m impressed.”

Enjoying seeing my goals to be debt free at my fingertips.”

So what can you expect with a ReadyForZero account? Once you’ve signed-up, you’ll receive your comprehensive debt payoff plan along with access to other tools and resources to help you pay off your debt. You’ll see an overview, including a list of your debt accounts, which will help you organize your debt. Using your account, you can…

-Add and edit accounts as needed
-Check your progress chart to see the impact of your monthly payments
-Customize your plan anytime you need more flexibility

...right from your phone.

Bottom line: ReadyForZero gives you a payment plan that works

We know it can be a challenge to keep track of your debt… especially when you have multiple accounts. The ReadyForZero app can be used as a debt organizer and debt tracker for all your accounts, giving you peace of mind and allowing you to get out of debt faster.

Not only is the ReadyForZero debt repayment app a perfect complement to any other budgeting apps you are already using but it allows you to see your overall financial picture in a completely new way. ReadyForZero is unique in that it functions as both a debt payoff planner and debt tracker, so you can see your progress weekly and adjust your plan whenever it’s necessary.

You can be also assured that your information is being stored securely. ReadyForZero is PCI compliant with bank-level encryption to protect your information.

So what are you waiting for? Take back your life from debt. ReadyForZero gives you the tools.

Recent changes:
Added the ability to increase savings by applying for debt-consolidation!
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About ReadyForZero: Pay Off Debt
ReadyForZero is a free debt repayment app that helps you to create your ultimate debt payoff plan. We focus on helping you pay off debt as fast as possible (even if you can’t pay more than your minimum payments) while keeping you motivated along the way. Sign up for your free account, link (or manually enter) your accounts, and we’ll create a personalized plan to guide you as you pay off debt. Use this app as your very own debt tracker. Here’s what just a few people have said about us:


“Along your debt-paying journey, ReadyForZero acts as the angel on your shoulder.”
- CNNMoney

"Top 50 Best Website of 2014"
- TIME

“Ditch the calculator and make a realistic plan to end your debt-related stress.”
- Forbes

“ReadyForZero is like a financially savvy friend guiding you every step of the way.”
- MSN Money

Our users are excited, too! Here’s what they’ve had to say about the ReadyForZero Android app:

“I really like this!!!! So easy to use.”

“Very crisp and responsive UI and very pretty. So far, I’m impressed.”

Enjoying seeing my goals to be debt free at my fingertips.”

So what can you expect with a ReadyForZero account? Once you’ve signed-up, you’ll receive your comprehensive debt payoff plan along with access to other tools and resources to help you pay off your debt. You’ll see an overview, including a list of your debt accounts, which will help you organize your debt. Using your account, you can…

-Add and edit accounts as needed
-Check your progress chart to see the impact of your monthly payments
-Customize your plan anytime you need more flexibility

...right from your phone.

Bottom line: ReadyForZero gives you a payment plan that works

We know it can be a challenge to keep track of your debt… especially when you have multiple accounts. The ReadyForZero app can be used as a debt organizer and debt tracker for all your accounts, giving you peace of mind and allowing you to get out of debt faster.

Not only is the ReadyForZero debt repayment app a perfect complement to any other budgeting apps you are already using but it allows you to see your overall financial picture in a completely new way. ReadyForZero is unique in that it functions as both a debt payoff planner and debt tracker, so you can see your progress weekly and adjust your plan whenever it’s necessary.

You can be also assured that your information is being stored securely. ReadyForZero is PCI compliant with bank-level encryption to protect your information.

So what are you waiting for? Take back your life from debt. ReadyForZero gives you the tools.

Recent changes:
Added the ability to increase savings by applying for debt-consolidation!

Android Market Comments
A Google User
Jul 20, 2015
Simple, big help Nice to put everything in one place and track it visually and automatically...
A Google User
Jul 19, 2015
Would love the ability to switch between high interest first ("debt avalanche") vs smallest debt first ("debt snowball") payment plans. Also, needs option to force refresh.
A Google User
May 30, 2015
Can't get to support through app So far I like it with a few exceptions... First- "Contact help" within the app doesn't do anything. Second - The app seems to lose authorization to accounts way to often. Third- Doesn't connect to consumer credit accounts ie; Sears and Lowe's. And finally would be great if the app would account for 0% promotional periods. I want to like this progran, I really do. Kyocera Briggadier running 4.1.1
A Google User
Apr 7, 2015
Good but needs work Love the ability to set goals, track them and see how payments impact my interest paid. Doesn't update frequently enough, though. I get "large deposit" notices days after they are deposited...
A Google User
Jan 31, 2015
There's no way to do an individual plan payment for every account...it just sums up everything Add more key features to do planning on every account added
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