This SG HDB Housing Loan Calculator attempts to provide the user with a more accurate figure of the HDB housing loan amount and monthly payment amount when the user's Delivery Possession Date is several months or even years away. It factors in current CPF Balance, Reserves( CPF Investments), Monthly CPF contribution, Age bracket and current HDB loan rate. It is unable to factor in investment returns as it varies too much. It also includes a simpler monthly payment calculator based on only housing loan amount and HDB loan rate as well as a maximum housing loan amount calculator based on the current Mortgage Servicing Ratio and HDB loan rate.
This APP does NOT store or transmit your information. Permissions are purely for ad serving purposes and will not exist on the AD free supporter edition. Feel free to drop me an email at [email protected]
with bug reports, comments, SG Housing Loan Calculator related queries or anything else.
CPF age brackets and their varying Contribution and Allocation rates have been added in.
Minor editions to text to reflect the above change.
Additional note regarding Income Ceiling restrictions.