Disclaimer : We are no way endorsed by any of the Banks we support. We work on an Open SMS architecture which is an extension of the existing SMS Banking provided by the respective Bank.
X-Pay is a Multi Bank IMPS Mobile Payment application. This application facilitates mobile payment to anyone with IMPS enabled bank account across india.
IMPS (Interbank Mobile Payment Service) allows customers to make instant, 24x7, interbank payments to individuals, or merchants / enterprises via mobile phone.
Read more about IMPS here http://www.npci.org.in/aboutimps.aspx
How to get your bank account MMID ?
Supported Banks for Sending Money(26 Banks):
-A.P. Mahesh Co-operative Urban Bank Ltd.
-Bank of Baroda
-Bank of India
-Dombivli Nagari Sahakari Bank
-The Great Bombay Co-operative Bank
-ING Vysya Bank
-Karur Vysya Bank
-Lakshmi Vilas Bank
-Oriental Bank of Commerce
-Punjab National Bank
-South Indian Bank
-State Bank of Bikaner and Jaipur
-State Bank of Hyderabad
-State Bank of India
-State Bank of Travancore
-United Bank of India
Supported Banks for Receiving Money:
-All 45 Private and Public Banks
Features supported by banks' SMS banking facility are only available. All user account information are stored in the device and data communication happends driectly from the mobile to the bank via SMS.
Xpay is not endorsed by any bank or NPCI. In no event shall the provider of this application be liable for any direct, indirect, punitive,incidental,special or consequential damages arising out of or in any way connected with the use of the application.
-Fixed crash on Android Lolipop
-Introducing the fastest Mobile and DTH recharge in India
-Now use X-Pay to recharge your prepaid Mobile and DTH in 3 clicks.Works great even on 2G connection
-We are also introducing a much more efficient design that makes X-Pay faster and more responsive