8udget: AI Budget & Net Worth

Struggling to keep track of where your money goes? 8udget is the free budget tracker and expense manager that puts you in control of your finances. No internet required.

8udget is an AI budget app, net worth tracker and debt tracker in one. It works fully offline with no bank login, and a built-in subscription tracker and bill reminder app keep every payment in one place.

Whether you need a simple spending tracker or a full personal finance app, 8udget gives you everything in one place: smart expense tracking, budget planning, AI-powered receipt scanning, portfolio monitoring, and more.

💰 SMART EXPENSE TRACKING
Log your daily expenses in seconds. Categorize spending automatically and see exactly where your money goes with clear charts and breakdowns. The fastest expense tracker you'll ever use, and a money diary for every purchase you make.

📊 BUDGET PLANNER
Set weekly, monthly, or yearly budgets with custom categories. Get alerts before you overspend. 8udget makes budget planning easy so you can save more and stress less.

🤖 AI-POWERED RECEIPT SCANNER
Snap a photo of any receipt and let AI do the rest. Automatic expense categorization, amount detection, and merchant recognition. No more manual data entry. Just point, scan, and track.

🏦 BANK STATEMENT IMPORT
Upload your bank statements (CSV) and 8udget automatically organizes and categorizes every transaction. Turn months of spending data into clear financial insights in seconds. A true bank statement converter, no manual entry.

📈 INVESTMENT PORTFOLIO TRACKER
Monitor your stocks, crypto, and other holdings in real-time with Yahoo Finance integration. Track your net worth across all assets and liabilities in one dashboard, and use it as your debt tracker to see exactly what you owe.

🔔 BILL REMINDERS & RECURRING EXPENSES
Never miss a payment again. Set up bill reminders with due date alerts and auto-matching for recurring expenses. Manage subscriptions, rent, utilities, and more.

🎯 FINANCIAL GOALS & SAVINGS TRACKER
Set savings targets and track your progress visually. Whether you are saving for a vacation, emergency fund, or a big purchase, stay motivated with clear goal tracking.

💱 MULTI-CURRENCY & MULTI-WALLET
Track cash, credit cards, and bank accounts in multiple wallets, with automatic conversion for travelers and international users.

📉 SPENDING REPORTS & ANALYTICS
Get detailed spending reports with interactive charts. Identify spending patterns, compare trends over time, and export your data to Excel for tax and accounting.

🔒 PRIVACY-FIRST & OFFLINE
Unlike other budget apps, your data stays on YOUR device. No account required to start. 8udget is an offline budget app that works without internet. Cloud sync is optional, never forced. All data is protected with bank-level AES encryption.

✨ WHY CHOOSE 8UDGET OVER OTHER BUDGETING APPS?

✓ Works fully offline, no internet needed, ever
✓ Free forever, core budget planner and expense tracker at no cost
✓ AI receipt scanner, stop typing expenses manually
✓ Portfolio tracking, stocks, crypto, net worth in one app
✓ Your data stays private, always yours, never sold
✓ Cross-platform, sync across Android, iOS, macOS, and Web
✓ Clean, distraction-free design

💵 PRICING
Free plan: Full expense tracking, budget management, financial reports, free forever.
Premium: Unlimited transactions, cloud sync, AI features, portfolio tracking, and more.

8udget is the budget tracker, expense manager, and money planner built for people who want real control over their personal finances. Download now and start your journey to better money management. It takes less than a minute to get started.

Recent changes:
Reliability fixes
• Paying a bill twice by mistake no longer adds two expenses
• Amounts like "12,50" now save correctly when you edit or copy a transaction
• Investment totals now update right away after you add a transaction
• Sync for Bills, Goals and Investment now tells you when it fails, instead of showing success
• After email sign-up, the app now shows which address the confirmation email went to, with tips if it does not arrive