Akulaku is a marketplace that offers various services to support the needs of life in order to achieve a better life.
☛ Buy now Pay later
☛ Installment without credit card
☛ Withdraw cash from credit limit
☛ Credit with Akulaku Pay when purchasing in other ecommerce
☛ Credit can be used for buying cell phones, phone credits, data plans, movie tickets, plane tickets, electricity, and water
Akulaku app has everything you want! Download Akulaku now!
Large Selection of Products
From gadgets, laptops, cameras, fashion, home & living, mother & baby products, to other daily necessities can be paid in installments at Akulaku. Lots of daily promos are waiting for you! Find everything you need, anytime, and anywhere only with Akulaku mobile app!
Secure, Easy and Trusted Shopping
Shop worry-free with Akulaku App. Akulaku will provide the best service for the customers. Multiple payment options available.
☛ Installment without Credit Card
You can buy Gadgets, Laptops, Cameras and other products in installments with a tenor of 3,6,9,12 months and a low down payment. Only up to 15% without a credit card!
You can also apply for a loan to a financial partner through Akulaku.
- Loan Tenor: Installment payment, with more than 91 days tenor. From 3, 6, 9, to 12 months
- Loan Limit: Up to 15 Million
- Admin fee: Monthly, 1% of Loan Principal
- Interest: Monthly, 0.6% of Loan Principal
- The maximum annual interest rate (APR) is 30%, including monthly interest fees and monthly admin fees.
For example, if you apply for IDR 2,000,000 loan with a tenor of 6 months, the monthly interest fee charged is 0.6% of the loan principal, and the monthly admin fee charged is 1% of the loan principal. Therefore, the monthly bill you have to pay is IDR 365,333, and the total of all payments is IDR 2,192,000, with an APR of 17.72%
Best Service Guarantee
✓ Akulaku Call Center: 1500920, available from 8:00 a.m. - 9:00 p.m. daily, Monday - Sunday.
✓ Fast delivery, 48 hours delivery for Jabodetabek.
✓ Easy returns, returns can be made within 7 days after receiving the goods.
✓ Automatic Refund, refund amount are transferred to your bank account within 24 hours automatically!
Financing services at Akulaku are supported by PT Akulaku Finance Indonesia, domiciled at Sahid Sudirman Center 11C, Jl. Jend. Sudirman No.86, RT.10/RW.11, Karet Tengsin, Tanah Abang, South Jakarta City, Jakarta Special Capital Region 10250, Indonesia, registered with OJK under license number KEP-436/NB.11/2018
If you need assistance, please contact our customer care:
Email: [email protected]
Known bug fixed and user experience improved.