Walnut is the best money manager app to automatically and securely track your monthly spends. Stay within budget, pay bills on time and SAVE more every month. Find out how much you spend on food, shopping, groceries, etc. and how you are saving month on month.

Walnut Prime = No tension!
Keep using the app to get eligible for 'Walnut Prime' - Instant line of credit for your purchases, large bills and any emergency.

How does the app work? Simple, Walnut analyses your SMS inbox on phone and detects important information like your spends, bills and even your train tickets.

FEATURES
✅ Take control of your MONEY and SAVE - 'What', 'How' & 'Where' of your spends
✅ Keep an eye on credit card dues - no more surprises at end of month!
✅ SPLIT expenses with friends - The slickest bill split experience!
✅ TRANSFER MONEY using BHIM UPI - direct bank to bank money transfer, no more money stuck in wallets.
✅ Find ATMs with Cash near you in real-time
✅ Bank and credit card dues at a GLANCE
✅ EXPORT your data and generate expense reports
✅ Check BANK BALANCES
✅ 40+ Banks and cards supported (India only)


AND MORE..
✅ Keep track of train, taxi, movie bookings and more
✅ Make your own custom categories to track expenses and quickly add cash spent too
✅ Add notes, tags and bill/receipt photos to transactions
✅ Easily search for expenses, tags or notes
✅ Lookup information on places you visit and share with friends and social networks
✅ Walnut does not read your personal SMSs or upload any sensitive data, see http://www.getwalnut.com/faq for more details
✅ Report your bank, card or any interesting messages right from within the app! We will quickly add support for these


Why Walnut needs the following permissions:

* WRITE_EXTERNAL_STORAGE & READ_EXTERNAL_STORAGE
Explanation: Required for the Google Maps functionality to show the Active ATMs on a Map

* READ_SMS & RECEIVE_SMS
Explanation: This is at the heart of the automated expense manager, we automatically figure out the expenses from Bank SMSs that are received by the customer

* ACCESS_FINE_LOCATION
Explanation: Required for auto-categorisation of your spends and to show you your spends & ATM location map

* READ_CONTACTS (Optional for Android O and above)
Explanation: Required before Android O to fetch your email to login into app.
Optionally, you can grant this permission if you use bill splits and payments feature.

* SEND_SMS & READ_PHONE_STATE
Explanation: Required for phone number verification for BHIM UPI.

Recent changes:
Introducing BHIM UPI money transfer
• Direct bank to bank money transfer
• Transfer limit upto ₹ 1 Lac
• Instant transfer 24x7
• Pay on Uber, Ola, Amazon, Swiggy etc. with Walnut BHIM UPI.