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Last updated on: 2026-06-06
Android Apps > Finance > Bad Credit Installment Loans
Bad Credit Installment Loans icon

Bad Credit Installment Loans

2.0.9
Smart Finance Club
4.32
2,203 reviews
100,000+
Downloads
Free

Our loan app helps you get cash even with bad credit (or with no credit score).

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About Bad Credit Installment Loans

Bad Credit Installment Loans is a finance app developed by Smart Finance Club.

Download Statistics

Bad Credit Installment Loans has been downloaded 140 thousand times. In the last 30 days, the app was downloaded 1.4 thousand times.

User Ratings

Bad Credit Installment Loans is rated 4.32 out of 5 stars. The rating is based on 2.2 thousand ratings.

App Information

Bad Credit Installment Loans is FREE to download. The APK download size is 28.05 MB. The latest version available is 2.0.9. The last update was on May 18, 2026.

Technical Requirements

Bad Credit Installment Loans requires Android 4.4+ or higher. The app has a content rating of Everyone. The app has been available on Google Play July 2021.

Description
Payday and installment loans of up to $5,000 are available via our bad credit loan app!

Having bad credit (or no credit score at all) is no barrier when you submit a request with us. In fact, such users are routinely approved for bad credit loans.

All you need to request a loan is:

* Your full name
* Address and contact details
* Employment details
* Bank account details

Any information you submit is protected by industry-standard SSL encryption.

Why an installment loan?

We all face a financial emergency from time to time.

Perhaps you need a small sum to tide you over for a while or something larger to fund house renovations or a family getaway.

At the Bad Credit Installment Loans app, we understand that the safest way to borrow money is to give the applicant breathing room to make repayments. That's why installment loans are repaid in chunks every month, with an interest added on top.

Easy online application

We've streamlined the application process, so all you need to get cash fast is our app. There's no paperwork and no waiting in line at the bank or loan store.

Just a few taps and you could be instantly connected with one of over a hundred lenders ready to assess your submission.

We know what it's like - jumping through hoops and then getting rejected time after time. Fortunately, with a single form, you can reach multiple licensed lenders instead of applying one by one.

We will let you know if you have been connected and then you can go through the finishing steps directly with your lender. They'll let you know the principal (usually the amount you requested), the APR, and the repayment schedule.

If happy, you can tap to sign the agreement and you could get cash in your bank account as soon as the next business day!

Payday and installment loans for bad credit score

Of course, there are no such things as "bad credit loans approved for sure", "no credit check loans" or "instant loans". Still, online direct lenders fairly assess your data and that's why they can offer fast loans even for bad credit applicants.

They take into account your employment status, income level, and overall application (not just your credit score) before deciding whether to approve you for a loan.

No fast loan is ever guaranteed, but our lenders are much more forgiving than banks and traditional lenders.

APR disclosure
The annual percentage rate (APR) is the interest rate tied to the loan principal, it ranges from 6.63% to 35.99% for qualified consumers. The overall loan cost, therefore, depends on the amount, cost, and term of your loan, as well as on repayment amounts and schedule. Different states have different regulations regarding APR limits. All lenders are legally required to disclose the APR and any other fees associated with a loan offer before the agreement is signed.

A loan of $3,000 borrowed over 2 years with an APR of 20% and a 5% fee, will cost you $181.25 a month. The total amount in interest and fees is $1,350, which means the overall amount to be paid is $4,350.

__________
The owner of this mobile app is not a lender or broker and does not issue loans or play a role in loan terms. The app connects borrowers with third-party licensed lenders who assess loan applications independently and could offer loans for bad credit applicants. Any loan offer made is directly from the lender to the borrower, not via this bad credit loan app.

The app does not solicit loan products that are prohibited by state regulations.

Users are not obligated to install this app or use it to connect with lenders and apply for instant loans for bad credit.

If a lender makes an offer, the user is not obligated to accept it and can walk away at any time prior to signing a legally binding agreement. Installment and payday loan durations differ from lender to lender and may be based on the borrower's financial situation. This may fall between 65 days and 3 years.
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More data about Bad Credit Installment Loans

Price Free to download
Total downloads 140 thousand
Recent downloads 1.4 thousand
Rating 4.32 based on 2.2 thousand ratings
Ranking Not ranked
Version 2.0.9
APK size 28.0 MB
Number of libraries 9
Designed for Android 4.4+
Suitable for Everyone
Ads NO ads

App Performance Report

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Bad Credit Installment Loans compared with similar apps

Keywords that only this app has

Strong Time Score Details Bank Assess Submit Approved Employment Month Connected Licensed Directly Principal Schedule Applicants Regulations Legally Obligated

Common keywords of similar apps

Loan Credit Loans Bad App Lenders Installment Lender Apr Offer Amount Cash Payday Account Interest Application Fast Agreement Cost Request Users Financial Online Repayment Instant Rate Fees Years

Keywords missing from this app

Advance Money Borrow Li Terms Total Day Quick Term Easy Monthly Payment Days Instantly Apply Disclosure Make Borrowing Process Check Personal Options

More from Smart Finance Club

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Google Play Rating history and histogram

Rating history
Subscribe to see the full rating timeline
1.5K
370
140
20
200

Downloads over time

Downloads over time
Subscribe to see download velocity and history

Bad Credit Installment Loans has been downloaded 140 thousand times. Over the past 30 days, it averaged 46 downloads per day.

Changelog of Bad Credit Installment Loans

Show changelog

Developer information for Smart Finance Club

Smart Finance Club

info@extloans.com

N/A

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Comments on Bad Credit Installment Loans for Android

★★★★★ Alexia Alicia Markowski · Sep 22, 2025
If I get this loan that I need for an emergency situation since I have bad credit. I will have been blessed! So I pray to God, thar I get it!
★★★★☆ Jesse Bliss · Mar 24, 2025
So far great but well see if I get a loan
★★★★☆ Courtney · Nov 19, 2024
I don't know yet because I have not filled out the application yet
★★★★★ Michael · Jan 19, 2026
Build your credit and gain credit with a little amount you make.
★☆☆☆☆ Ericka Watson · Apr 19, 2025
The app won't even produce a page to apply for a loan. Very lame
★☆☆☆☆ Alan Dozier · Nov 11, 2025
This app is a scam charging you a $1for a credit score supposed to get you a loan then redirect you to another person that will want to run your credit again for another and on and on
★☆☆☆☆ Mike Woods · Nov 20, 2025
Users say you're a scam, That's very bad business, for instance you never know who is in the applicant's family, like mine for instance my sister is an attorney who actually married a partner in a firm now she is a partner too I don't need a loan, but I hate people taking advantage of people who are already down SHAME ON YOU !!! I WILL DEFINITELY BE SENDING MY SIS YOUR CONTACT INFO, so stop I already did a whops, on your site got all the goodies on you be kind to people you will get farther

Google Play Rankings for Bad Credit Installment Loans

This app is not ranked

Technologies used by Bad Credit Installment Loans

33 permissions · 9 libraries
Subscribe to see full permission and library details
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