Banking Simulator

Banking Simulator lets you practice everyday banking and budgeting in a completely risk-free environment. No real bank account, no real money, no real risk - just a realistic sandbox for building better money habits.

FEATURES
- Set up your own simulated bank: choose a name, upload or take a photo for your logo, and pick from multiple color themes
- Track simulated account balances and transactions just like a real banking app
- Add recurring bills and view them on a built-in bill calendar so you can practice staying on top of due dates
- Optional PIN or biometric lock to keep your simulated bank private
- Clean, modern interface built with Material Design

WHY USE IT
Whether you're learning to budget for the first time, teaching someone else the basics of managing money, or just want a low-stakes place to experiment with account and bill tracking, Banking Simulator gives you a realistic feel without any real financial exposure.

PREMIUM (OPTIONAL)
On the free tier, your simulated data resets each time you fully close and reopen the app. Premium unlocks persistence - your bank name, logo, balances, and transaction history are saved and restored automatically. Premium is available as a monthly subscription or a one-time lifetime purchase, handled securely through Google Play Billing.

PRIVACY
Banking Simulator does not connect to any real bank or financial institution. All data you enter stays on your device - nothing is uploaded to us or shared with third parties. See our full privacy policy for details.

This app is a simulation tool for educational and practice purposes only. It does not provide real banking, lending, or financial services.

Recent changes:
• Scheduled bills & deposits that post on their own, in real time - even when the app is closed
• Edit, pause, skip or pay any scheduled charge or deposit
• Optional notifications when scheduled transactions post
• Scenario presets now build 6 months of realistic history
• Live Mode: everyday purchases happen throughout the day
• Tap a transaction for details, hold to edit