Barakah: Budget & Finance

Barakah Ledger — Ethical, Halal Personal Finance & Wealth Management
Bring blessings (barakah) into your financial life with a privacy-focused, Shariah-compliant ledger built from the ground up for the Muslim community and ethical spenders worldwide.
Whether you are managing personal expenses, shared household budgets, halal investment portfolios, or calculating your yearly Zakat with live Nisab benchmarks, Barakah Ledger offers peace of mind with complete financial clarity.
✨ Core Features
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📖 Multi-Book Ledgers: Organize personal wealth, business books, and joint family accounts with role-based member sharing (Owner, Editor, Viewer).
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🏷️ Halal Categorization: 36+ curated Islamic and daily spending categories (Halal Groceries, Sadaqah, Mosque, Education, Family Support) with customizable icons and color coding.
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🪙 Accurate Zakat Calculator: Automatic Nisab threshold calculation based on 85g gold market value. Calculate Zakat obligations across cash, gold, stocks, crypto, real estate, and trade inventory in one click.
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🤲 Sadaqah & Charity Tracker: Dedicated, private log for discretionary charity, humanitarian giving, and waqf contributions.
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📈 Investments & Halal Portfolio: Monitor unrealized gains, purchase costs, and track the exact Zakat treatment for each asset type (full value, profit-only, or rental income).
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🎯 Spending Caps & Islamic Savings Goals: Plan for Hajj, Umrah, weddings, or emergency reserves with visual progress bars and over-budget warnings.
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⚡ AI Statement Import (Pro): Upload bank statements (PDF, CSV), Excel spreadsheets, or receipt photos. Our AI auto-extracts dates and amounts, predicts halal categories, and flags potential duplicates.
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📊 Executive Statements & CSV Export: Export clean RFC-4180 CSV spreadsheets and formatted executive statements to share with accountants or your family.
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🌙 Hijri Calendar & Multi-Currency: Dual Gregorian and Umm al-Qura Hijri dates with support for 24 world and MENA currencies.
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🛡️ Zero Ads, Zero Data Selling: Your financial data is parsed securely in-memory and never sold to third-party ad networks.
Subscriptions (Barakah AI Monthly / Yearly): Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings.
Privacy Policy: https://barakah-ledger-legal.web.app/privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Recent changes:
Welcome to Barakah Ledger — ethical, Shariah-compliant personal finance.

• Multi-book ledgers with role-based family sharing
• 36+ halal spending categories
• Accurate Zakat calculator with live Nisab
• Sadaqah & charity tracker
• Halal investment portfolio
• Savings goals for Hajj, Umrah & more
• Hijri calendar & 24 currencies
• CSV export — no ads, no data selling
• AI bank-statement import (Pro)

Jazakum Allahu khayran for your support!