Bear Loan - Cash Advance Now

Looking for a cash advance now? Bear Loan lets you send one online request to a nationwide network of 100+ direct and indirect lenders, so you don't have to find lenders or apply to each one yourself.

Bear Loan is not a lender, broker, or agent of a lender or broker, and we do not make credit or application decisions. Approval and funding are not guaranteed.

HOW IT WORKS
1. Choose a loan amount between $200 and $5,000.
2. Fill out your details and submit your request.
3. Wait to see if you are connected with a lender. You may find out within minutes.
4. If connected, go to the lender's page and read the loan agreement.
5. If you wish to proceed, sign the agreement digitally with the lender.

Some lenders may send funds as soon as the next business day. Timing is set by the lender.

WHO CAN REQUEST A CASH ADVANCE NOW
To submit a request, you must:
• Legally reside in the United States
• Be at least 18 years old
• Have a stable income of $1,000 a month or more
• Have a checking account in your name

Meeting these requirements does not guarantee approval.

CASH ADVANCE NOW WITH BAD CREDIT
Users with bad credit are not automatically disqualified, and loan options depend on each lender's criteria and eligibility review. Lenders do not promise "no credit check" loans.

BEFORE YOU ACCEPT AN OFFER
Before you accept a cash advance now, read the lender's rate, fees, and repayment terms. You have no obligation to complete an application, accept an offer, or sign a loan agreement.

The app is free to use. Lenders may charge interest and fees. Ads or third-party offers may appear in the app and have their own terms, so read them before you pay or sign up for anything.

MATERIAL DISCLOSURE
Bear Loan provides lead generation services for third-party loan providers and works solely as a tool to connect borrowers with lenders. The app does not facilitate any loan products prohibited under US state laws. The personal and financial information you submit may be shared with lenders, so please read our Privacy Policy before you continue.

Class 035 Providing information in the field of lead generation services for third-party providers of the loan credit industry to: Class 036 Loan origination services.

We do not make any credit or application decisions and are not a lender, broker, or agent of a lender or broker. Our loan app functions solely as a tool to connect borrowers with loan lenders. The app does not facilitate any loan products prohibited under any US state laws. Using the app does not constitute a legal obligation to complete an application, accept a loan offer, or sign a loan agreement.

The minimum and maximum period for repayment - from 65 days to 3 years. Exact loan repayment terms may differ between lenders.

REPAYMENT AND APR
Minimum repayment period: 65 days
Maximum repayment period: 3 years
Maximum APR: 35.99%

For qualified consumers, APRs range from 6.63% to 35.99% and vary by lender. Some states limit how much interest can be charged. Exact repayment terms may differ between lenders, and each lender must provide its full terms before you sign.

EXAMPLE
Loan amount: $1,000
Term: 12 monthly payments
APR: 32%
Monthly payment: about $98.47
Total cost of the loan, including interest and applicable fees: $181.68
Total repayment: $1,181.68

This is an example only. Actual terms vary by lender.

Note: Lenders do not promise "no credit check", however, users with bad credit are not automatically disqualified. People that have struggled in the past could still obtain fast cash loans via our app!