No credit checks, no lengthy applications, just fast funds when you need it.
About Beforepay: Borrow up to 5000
Beforepay: Borrow up to 5000 is a finance app developed by Beforepay.
Download Statistics
Beforepay: Borrow up to 5000 has been downloaded 860 thousand times. In the last 30 days, the app was downloaded 8.9 thousand times. It is ranked in the top 100 finance apps.
User Ratings
The app has no ratings yet.
App Information
Beforepay: Borrow up to 5000 is FREE to download. The APK download size is 16.17 MB. The latest version available is 4.35.2. The last update was on June 10, 2026.
Technical Requirements
Beforepay: Borrow up to 5000 requires Android 6.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play March 2020.
Description
We could all use extra cash sometimes. With Beforepay you can access up to $2000 with Pay Advance and up to $5000 with the Personal Loan (subject to eligibility, T&Cs apply).
With simple terms, flexible repayments and transparent upfront costs, it’s a safe and affordable way to borrow.
Download Beforepay today and take care of those unplanned expenses, stress-free!
Why Beforepay?
- Transparent pricing - always know what you owe upfront. - Lightning speed - go from sign-up to cash in your account in as little as 5 minutes. - Safe borrowing limits - borrow only what you can afford. - Budgeting support - tools to support your financial health. - Chosen by over 1.7M Aussies!
How it works
Finances are complicated enough. That’s why we’ve made Beforepay as simple as we can, so you can focus on the things that actually matter.
Here’s how you can access extra funds, quickly, with Beforepay once you download our app!
1. Create an account 2. Connect your bank to verify your eligibility 3. Verify your ID and cash out in minutes (subject to eligibility).
How do I make repayments?
Repayments are automated and we do our best to align them to your pay cycle.
With the Pay Advance, you can choose to repay your loan early (from 2 days after you cash out), delay your repayments or repay in up to 4 instalments. Full repayment for the Pay Advance is required within 62 days (the maximum repayment period).
With the Personal Loan, eligible customers can borrow up to $5000 up to a maximum repayment period of 12 months.
After you cash out, if you need to change your repayment, you can contact our friendly support team for help.
How quickly can I get access to my pay?
Borrowing with Beforepay is quick and easy, with most customers going from sign-up to cash in their account in as little as 5 minutes!
How much does Beforepay cost?
For the Pay Advance, Beforepay charges a fixed 5% set-up fee and 24% per annum interest for some users.
For the Personal Loan, Beforepay charges a 5% fixed one-off fee and a maximum of 24% per annum interest (29.50% p.a. comparison rate^).
At Beforepay we’re transparent and straightforward with our loans, providing a full breakdown of your loan and applicable charges before you cash out, so you’ll always know what you owe upfront.
What else does Beforepay offer?
Spend smarter We could all spend smarter. We’ll help you understand your income, your spending habits and make sure you can see what bills are coming up with our spending insights dashboard.
A bespoke budget We look at your spending and help you budget better and plan smarter by creating a bespoke budget for you. No judgement here - just an extra free service from us to you. You can always update and customise your budget in the app!
Is Beforepay like Afterpay?
Beforepay provides access to cash in your account that you can use anywhere you need. Unlike buy now, pay later (BNPL) services like Afterpay, Beforepay is not attached to a merchant, and only allows you to take out one-loan-at-a-time, making it a safe and ethical way to borrow.
At Beforepay, ‘fair’ is our favourite four-letter word, and we’re here to make sure you can relax until payday.
Beforepay Group Limited and its Beforepay goods and services are in no way sponsored, approved or affiliated with Quadpay Inc., Openpay Pty Ltd, Afterpay Pty Ltd, ZipMoney Payments Pty Ltd and their associated entities/affiliated companies. 77 Castlereagh Street, Sydney NSW 2000
^ Comparison rate calculated on a $2,500 loan over a 2-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Recent changes: Minor enhancements to improve your experience. Enjoy your day!
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Comments on Beforepay: Borrow up to 5000 for Android
★★★★★Amon Reweti· Apr 5, 2026
Highly recommend this quick and fast to get cash out aswell thank you
★★★★★siddhant sharma· Oct 11, 2025
Very good Service I Am Using Before pay from 3 Months. I Started From $50 And Now Its $550. I Hope My Limit Will Increase More. Such a Great App And Instant Customer Support Service
★★★★★Thewa Wichuma· Apr 9, 2026
Very convenient 👌 very helpful when need to help the day that you can think of any thinking
★★★★☆Chris Thornley· Nov 14, 2025
I recommend, one thing I have noticed is the advertisement they brought out says 0% interest, but you will pay interest. Update: every time there's a system update something goes wrong in the app, and you have to contact support.
★☆☆☆☆Ice· Jan 13, 2026
This app is a scam. It wants you to log in to your bank via Before pay, which every bank will tell you to not log in to your bank via third parties. Your details will not be protected.
★☆☆☆☆Davis Kelly· Mar 13, 2026
Doesn't have bankwest so ive been in a viscous circle of pain code after code then finally looks like im in after a hr and pow, still can't really log in due to bank thing I think won't load or continue once I put my bsb etc. even though comm bank owns my bank. 🤔
★☆☆☆☆Alexander Glover· Jan 13, 2026
App is broken. I've been trying to log in for weeks to make a payment but cannot get in. The app and site never send the login code you need to log in. 🤷♂️ I'm now getting text messages saying my account is in default, despite being unable to login. I've messaged the facebook page - gotten no response. I've emailed (twice now) - no response. I've even tried texting the number back for help - useless automatic text service, no response. Updating, deleting and installing... Nothing works.
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