Bits offers credit cards and credit information services to consumers in the UK.
100,000+ downloads
About Bits Credit Card and More
Bits Credit Card and More is a finance app developed by Fea Card Limited.
How many times has Bits Credit Card and More been downloaded?
Bits Credit Card and More has been downloaded 370 thousand times. In the last 30 days, the app was downloaded 18 thousand times. It is ranked in the top 100 finance apps.
What is the rating of Bits Credit Card and More?
Bits Credit Card and More has no ratings yet.
Is Bits Credit Card and More free?
Bits Credit Card and More is free to download. The APK download size is 100.62 MB. The latest version available is 11.3.2. The last update was on August 3, 2026.
What are the requirements for Bits Credit Card and More?
Bits Credit Card and More requires Android 5.0+ or higher. The app has a content rating of High Maturity. The app has been available on Google Play February 2020.
Description
Bits offers credit cards and credit information services to consumers in the UK.
The basic idea is that you get a Bits subscription, and that opens up access to a whole host of member benefits. The only fee you ever pay is the monthly Bits subscription that you choose.
The full list of Bits services that open up to you once you have a Bits subscription include:
- Bits Store Card, you can shop in the Bits store (in app), where we offer a curated selection of electronics, and other consumer goods, available for purchase.
- Bits Credit Card, which lets you shop anywhere that Mastercard is accepted, with 0% APR and 0 late fees, and a foreign exchange rate that is the same as what you see on the Mastercard website
- Bits School of Credit, which has dozens of educational videos on credit. These are not financial advice, and are general/non specific videos that you don’t pay for; they are free
- Bits Simulator, which helps you understand some general/non specific things on credit use
- Bits Rent Reporting, which helps you get your rent reported (to Equifax)
- Bits Support: we are here, and will help you in any way we can!
REGULATORY STATUS
Although Bits (trading name of Fea Card Limited) is regulated as a firm by the Financial Conduct Authority (FCA), not all of our products are regulated, and you should be aware of this when you sign up. Furthermore, some of our regulated products have limitations on them, which are stated on the FCA website.
Here is the regulatory status of our products:
Bits Store Card - not regulated, as it is structured under exemptions in the Regulated Activities Order.
Bits Credit Card - The Bits Credit Card is not regulated, as it is structured under exemptions in the Regulated Activities Order. The Bits Credit Card is issued by Transact Payments Limited pursuant to licence by Mastercard International. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission. Mastercard is a registered trademark and the circles design is the trademark of Mastercard International Incorporated.
Bits Subscription - not regulated, as it is structured under exemptions in the Regulated Activities Order.
Score in app - regulated, using our credit information services permission, with FCA firm reference number 946683. To deliver this service, Bits is partnered with Equifax.
Rent reporting - Fea Card Limited is an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through Fea Card Limited as its agent. Specifically, this permission is used for our rent reporting service.
Bits Marketplace - regulated, using our credit broking permission, with FCA firm reference number 946683. To deliver this service, Bits is partnered with Freedom Finance Ltd, which is regulated by the Financial Conduct Authority (FCA) with firm reference number 662079 for providing credit broking services.
GET IN TOUCH
We are a registered company in England, with Companies House number 11620703. Our company name is Fea Card Limited and registered address is 349 Royal College St, London, NW1 9QS, United Kingdom.
You can get help in app any time.
Recent changes: Improvements to better support you when issues come up.
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Why do you take weekly payments and not monthly alot of people get paid monthly and not weekly like me, so why don't tell us this from start one before picking a card
★★★★☆Il_ Fante· Jun 8, 2025
Had some issues in the past, but they got solved fairly quickly when raised it to Customer Service. In regards to my credit score: this card's actually helping me with that. One issue I keep having is that upon opening the app, it keeps looping at the part where it says "Retrieving your file", otherwise 5/5 stars.
★★★★★Stephen Hall· Apr 16, 2025
Nothing out there better. Exemplary!!😀
★☆☆☆☆Tim Newman· Jun 24, 2025
I downloaded the Bits app to see what it was, but didn’t sign up for or use the service. I was then sent emails claiming I owed £14 for a subscription I never authorized, along with warnings that failing to pay could affect my credit file. This is not a credit card — it’s a subscription service that charges just to report to credit agencies. Be very careful — many users may be pressured to pay for something they didn’t agree to.
★☆☆☆☆Tom Boyd· Apr 6, 2026
Bordering on a scam really. Pay membership for a '£500 limit' card, but you need to wait 30 days to actually apply which is just blatantly solely, so they can collect another month's membership AND it turns out the 'initial' limit will actually be £50 if accepted. Wouldn't be surprised if their entire business review just comes from people downloading, paying 2 months before it becomes clear they've been ripped off before leaving.
★☆☆☆☆Ahmed IBITOYE· Apr 14, 2026
Don't subscribe to the service. They will swindle you of your subscription amount and then will tell you afterward that it is weekly they will make withdrawals from your account aside the monthly subscription fee. I had to make a £42 which is really very sad and dubious. Wish I could give a zero star. 👎
Google Play Rankings for Bits Credit Card and More
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