Budget Tracker & Spend Tracker

BudgetFlow is a monthly budget planner and offline expense tracker that helps you see where your money goes — without bank linking, SMS access or a login.

Track expenses, income, budgets, EMIs, credit cards and recurring bills in one simple dashboard. Your data stays on your phone.

KEY FEATURES

💰 EXPENSE & INCOME TRACKING
• Add expenses, income and transfers in a few taps
• Organize transactions by category and account
• Add notes, tags, dates and times
• Search and filter your transactions

📊 BUDGET PLANNER
• Create monthly budgets
• Set overall or category-wise budgets
• See your spending and remaining budget
• View the transactions behind each budget
• Review previous months

🧾 EMI & INSTALLMENT TRACKER
• Create EMI and payment plans
• View complete payment schedules
• Mark installments as paid
• Get reminders for upcoming payments

💳 CREDIT CARD TRACKER
• Add multiple credit cards
• Track credit limits and outstanding amounts
• Monitor credit utilization
• Keep track of payment due dates

🔄 RECURRING TRANSACTIONS
Automatically manage regular expenses and income such as:
• Rent
• Salary
• Bills
• Subscriptions
• Other recurring transactions

📈 REPORTS & INSIGHTS
• Expense breakdown by category
• Income vs expense
• Monthly spending trends
• Financial health score
• EMI commitment tracking

📱 MORE FEATURES
• Home screen widgets
• Backup and restore
• Calendar view
• Custom categories
• Multiple accounts
• Daily and weekly reminders
• Dashboard customization
• Dark mode
• Multiple currencies

WHY BUDGETFLOW?
• PRIVATE & OFFLINE
• SIMPLE MONEY MANAGEMENT
• BUILT FOR REAL-LIFE FINANCES

HOW IT WORKS
1. Add your cash, bank or credit card accounts.
2. Record your expenses and income.
3. Set your monthly or category budgets.
4. Review your spending and adjust your budget.

FAQ

Does BudgetFlow work offline?
Yes. Core features work offline. Ads require internet.

Do I need an account?
No. No sign-up or login is required.

Does it read bank SMS?
No. All transactions are added manually.

Can I track EMIs and credit cards?
Yes. Track EMIs, installments, card limits, balances and due dates.

Can I backup my data?
Yes. Export and restore your data anytime.

Can I change the currency?
Yes. Choose from multiple currencies.

Is BudgetFlow free?
Yes. BudgetFlow is free and supported by ads.

Start managing your money with BudgetFlow — plan your monthly budget, track daily expenses and stay on top of EMIs and credit cards, privately and offline.

Recent changes:
Add EMI with pending years and months, then log each payment as an expense.
Activity shows only the EMI amount you pay, not the full loan.
Total balance no longer includes the full loan amount.