Card Center Direct

★★★★★ App allows me the options to pay my bill and also view my rewards/services that I can use.

★★★★★ Works fine. Access to my account information is easy and quick.

★★★★★ User-friendly, prompt, and available when I need it.

★★★★★ So far so good. Majes it easier to make my payment and keep track. Thank you for making this easy.

★★☆☆☆ What app requires a security code EVERY SINGLE TIME you want to make a payment from the same device? This one! But why??! Why is sending a code to the phone that is currently being used for the app more secure? Anybody with my phone would get the exact same code. This is purely inconvenience disguised as "security." It is absolutely UNNECESSARY!!! Furthermore, if someone wants to hack into my account to pay my bill...LET THEM!!!!!!!!

★★☆☆☆ The bullion card is cool, but they lie about the APR. My credit score was almost 800, and they gave me only $1,000 at 24% APR. Typical greedy boomers as usual running the show. And only $1,000 is an even bigger joke than the interest rate. You can't even buy a half ounce of gold with a thousand bucks. These boomers are a bunch of old farts that think they're still living in the 1980s where a thousand bucks was a worth way more. Out of touch with inflation boomers. Just sad.

★★☆☆☆ I can't even make an account to set up my payments. It's so janky and difficult It's just not worth it. My other credit card apps are awesome and easy to use. I'm just going to close down this card and say screw it. You completely ruined it for me... not worth the time, effort or trouble.