CashFlow: Budget & Expense

# CashFlow – Your Essential Offline Budget & Expense Tracker

Take charge of your finances with CashFlow, the intuitive app that helps you manage your budget and expenses seamlessly—anytime, anywhere. Track your income, bills, and spending securely, all without needing an internet connection.

## Key Features

### Smart Tracking
* Effortlessly log every income and expense.
* Stay organized with customizable categories and labels.
* Attach notes and photos of receipts for easy reference.
* Quickly find transactions via search and filters by date, category, or keywords.

### Dynamic Budget Management
* Set personalized budgets for months, weeks, or custom periods.
* Monitor and control spending across different categories.
* Compare your spending against budgets to identify saving opportunities.
* Carry forward unused budget amounts to maximize efficiency.
* Receive alerts when you approach budget limits.

### Bills & Recurring Transactions
* Set customizable reminders for all your bills.
* Keep an eye on regular incomes and expenses with ease.
* Use a convenient calendar layout for upcoming bills.
* Mark bills as paid or pending effortlessly.

### Comprehensive Reports
* Get a snapshot of your financial health with income and spending summaries.
* Analyze expenses by category to spot trends and patterns.
* Track financial changes month-over-month and year-over-year.
* Download reports in PDF or CSV for your records.

### Manage Multiple Accounts
* Monitor various accounts—cash, bank, cards, and digital wallets.
* Easily transfer funds between accounts.
* View all account balances at a glance.

### Top-Notch Security
* Your data stays safe, stored locally with optional encrypted backups.
* Back up to Google Drive for added peace of mind.
* Restore your financial data quickly when switching devices.
* Secure your app with a pin or fingerprint protection.

### Unmatched Privacy
* Fully offline functionality means no internet connection is needed.
* No ads or intrusive third-party integrations.
* Complete control over your own financial information.

CashFlow is perfect for anyone who prioritizes privacy while managing their finances efficiently. Whether crafting a budget or tracking expenses, your financial peace of mind starts here.

Recent changes:
• New: Transfers, reminders, and scheduled transactions
• Enhanced PDF reports and weekly/monthly report notifications .
• Income/expense categories separated for cleaner tracking
• Major UI/theme polish and performance improvements . .