CashOwl: Budget Money Manager

Budget, track expenses & save money with CashOwl — the private, offline money manager that helps you plan bills, pay debt, and stay in control of your finances.



CashOwl is a simple and powerful expense tracker and budget planner. Log income and expenses, manage multiple accounts, track subscriptions, and understand exactly where your money goes — all in one clean app. Works fully offline, or sync securely across devices.



Why CashOwl?

• Quick setup — start tracking in seconds

• Clean, focused design — no clutter

• Works fully offline — your data stays on your device

• Optional secure cloud sync across devices

• Ideal for daily expenses, budgeting, bills & saving



Key features

• Track income, expenses & subscriptions

• Manage multiple accounts (cash, bank, card)

• Recurring transactions for bills, rent & subscriptions

• Budgets for better spending control

• Loans & repayment schedules

• Custom categories & notes

• Reports: cash flow, income & expenses

• Dark & light mode

• Full offline support — no account required



CashOwl for Wear OS

• Your balance at a glance, with a month-end forecast

• Coming up: your next bills & income

• Budgets: see what's left to spend

• Add expenses right from your wrist

• Tile: budget left & your next payment

• Watch face complications: budget left, next payment & balance

• Requires CashOwl on your phone



PRO FEATURES

🔹 Unlimited transactions

🔹 Unlimited budgets & accounts

🔹 Unlimited recurring transactions

🔹 Unlimited loans & repayment plans

🔹 App lock with PIN or biometrics



CashOwl helps you spot spending patterns, save more money and make smarter financial decisions over time. Whether you're budgeting for the month, tracking subscriptions, or working toward becoming debt-free — CashOwl is your private finance companion.



Join thousands of users who trust CashOwl to manage their money, plan budgets, and reach their saving goals.



👉 Download CashOwl and take control of your finances — free! 🦉

Recent changes:
• New: Savings goals — save towards a target or put bills aside month by month
• New: Lent & borrowed — track who owes whom, split bills, get reminders
• New: Home screen widgets, and CashOwl for Wear OS with a tile and complications
• New reports: Monthly overview and Money flow — compare periods, share as image, PDF or table
• Quick start, calendar heatmap, refunds, smoother animations and fixes