CashyAi - Expense & Budget

📊 CashyAI — Your AI Money Coach for Smarter Spending & Budgeting

CashyAI is an AI-powered expense tracker and budget planner that goes further than a spreadsheet — it actively coaches you: safe daily spend limits, structured savings plans, and real-time AI insights, all 100% on-device.

Unlike traditional money manager apps that just record your spending, CashyAI guides your decisions — so you always know exactly how much is safe to spend today.

Whether you're tracking daily expenses, following a structured savings plan, or saving for a goal like a laptop, bike, trip, or emergency fund, CashyAI works like a personal finance coach in your pocket.

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🧠 AI MONEY COACH (CHAT-BASED)
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Chat with your personal AI finance coach — ask anything:
• "Can I spend today?"
• "Why did I overspend this week?"
• "How can I save more this month?"
Get contextual, accurate answers grounded in your real data — 100% offline, no API key, no latency.

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💰 EXPENSE TRACKING & BUDGET PLANNER
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• Track daily expenses in seconds with minimal effort
• Categorize and monitor spending habits automatically
• Daily, weekly & monthly budget summaries
• Monthly spending boundaries with overspend alerts

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📈 INTELLIGENT SAVINGS PLAN
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• Create structured savings plans with a target amount & timeline
• CashyAI auto-calculates your monthly saving target and Daily Safe Spend Limit
• Your savings plan decides how much you can safely spend — savings always stay protected

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🎯 GOAL-BASED SAVINGS
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Save for real-life goals — laptop, bike, trip, emergency fund — add or withdraw anytime, track progress visually.

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👥 CONTACT LEDGER & SPLIT EXPENSES
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• Track money given & received, per contact
• Know who owes you and what you owe, at a glance
• Split bills with friends or groups for trips & outings — no group app needed

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📅 SMART BILL REMINDERS
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• Set recurring bills (weekly, monthly, yearly)
• Get notified before due dates
• Track overdue, upcoming, and paid bills at a glance

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📊 AI INSIGHTS & ADVANCED REPORTS
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• Understand spending behavior, spot bad habits & smart opportunities
• Filter reports by date, category & payment mode

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🔐 100% PRIVATE — YOUR DATA STAYS ON YOUR PHONE
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• No bank connection required, ever
• All AI processing runs fully on-device
• Optional secure cloud backup & one-tap restore (Pro)
• Export your data anytime (CSV)

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⭐ CASHYAI PRO
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✅ Unlimited bill reminders, contact ledgers & split expenses
✅ Full AI money coach — unlimited queries
✅ Cloud backup & data export
✅ 100% ad-free

Simple, transparent pricing — monthly or annual (save up to 40%), cancel anytime, restore purchases on any device.

Start free. Upgrade when you're ready.
Not just an expense tracker — a money manager and coach that helps you spend with confidence, save with purpose, and grow financially, without stress.

Recent changes:
• Redesigned Bill Reminders — search, recurring bills tab, smarter alerts
• Split expenses now count toward your dashboard automatically
• Fresh, interactive Stats & Reports charts
• Export your transactions as PDF or CSV
• Smoother, modern dialogs & bottom sheets throughout
• Smarter AI money coach + fixed currency display bugs
• New app icon and fresh look
• Various bug fixes and polish