Manage & track multiple loans, automate payments and become debt free faster.
About Changed: Debt Payoff Manager
Changed: Debt Payoff Manager is a finance app developed by Changed Inc..
How many times has Changed: Debt Payoff Manager been downloaded?
Changed: Debt Payoff Manager has been downloaded 110 thousand times. In the last 30 days, the app was downloaded 3.5 thousand times.
What is the rating of Changed: Debt Payoff Manager?
Changed: Debt Payoff Manager is rated 3.89 out of 5 stars, based on 860 ratings.
Is Changed: Debt Payoff Manager free?
Changed: Debt Payoff Manager is free to download. The APK download size is 75.30 MB. The latest version available is 4.29. The last update was on June 9, 2026.
What are the requirements for Changed: Debt Payoff Manager?
Changed: Debt Payoff Manager requires Android 6.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play August 2018.
Description
Looking to crush debt and reach financial freedom? Changed is your all-in-one solution to manage, track, and eliminate debt with ease. Whether you’re tackling credit card debt, student loans, mortgages, or other balances, Changed provides the tools and motivation you need to pay off what you owe faster while saving on interest.
Why Choose Changed?
• All-in-One Debt Manager Track multiple loans in one place—credit card debt, student loans, auto loans, medical bills, and more. See everything at a glance in your personal dashboard.
• Debt Payoff Calculator Discover how rounding up daily purchases or making extra contributions can reduce your repayment timeline. Our debt payoff calculator shows you how much time and money you’ll save on each strategy—perfect for comparing Snowball vs. Avalanche or any custom plan you create.
• Flexible Payoff Strategies Snowball Method: Target your smallest balances first, build momentum, and stay motivated as you knock out debts one by one.
Avalanche Method: Attack high-interest balances first to maximize saving on interest. This method can help cut down your repayment timeline even faster. Debt Snowflake: Make small, one-time “Boost” payments whenever you can—every little bit adds up!
Custom Plan: Mix and match approaches, or design your own unique path to debt freedom.
• Automated Payments & Round-Ups Link your bank account and automatically round up daily purchases. Those spare cents go directly toward your debt, so you reduce what you owe without extra effort.
Manage & Track Multiple Loans • Credit Card Debt (Capital One, Citicard, Chase, etc.) • Student Loans (Navient, Sallie Mae, Great Lakes, etc.) • Mortgages (Rocket Mortgage, SoFi, etc.) • Auto/Car Loans • Medical Bills • Personal Loans • Tax Debts (IRS or local municipalities) • Any Other Debts you want to pay off faster!
See How Much You Can Save • Detailed Progress Reports Our debt payoff calculator and progress charts help you stay motivated. Track how every extra payment lowers your balance and interest over time.
• Saving on Interest By using the Avalanche payoff method, you can tackle high-interest balances first, knocking off years from your repayment schedule and saving hundreds—or even thousands—of dollars in interest.
Boost Your Payments • Scheduled Contributions Set up small, recurring transfers—like $10 every week or $1 each day—to steadily chip away at your debt without feeling the pinch.
• Round Up & Snowflake Combine spare-change round-ups and Snowflake payments for an even bigger impact. Every little bit counts in your journey to being debt free!
Monitor Your Credit Score • Stay Informed Keep track of your credit score as you reduce outstanding balances and build a stronger financial foundation.
• Actionable Insights Access tips and suggestions for healthy credit habits to help you achieve (and maintain) a better score.
Stash My Cash • Automated Savings Want to build an emergency fund or save for a major purchase while paying off debt? Allocate a portion of your round-ups to Stash My Cash and grow your savings in tandem. • Flexible Allocation Decide how much goes toward credit card debt or other obligations and how much you want to put into savings.
Rewards and Resources • Changed PERKS Earn points, bonuses, and other rewards for reaching key milestones on your debt-free journey. • Debt Education Get access to best practices and articles on using Snowball, Avalanche, or a custom approach so you can stay informed and motivated. • Referral Program Invite friends, help them beat debt too, and enjoy extra perks together!
Join Thousands Who’ve Paid Off Over $60M in Debt Changed members typically save $60–$70 a month just by rounding up spare change. With the debt payoff calculator, automated payments, and proven strategies like Snowball and Avalanche, you can start saving on interest today.
Recent changes: Hey Squirrel Squad! We're working our tails off to ensure you all have the best experience with Changed. Taking your feedback and making updates to the app is what we live for. Please always send feedback to support@changedapps.com and we'll take a look. RIP Debt
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Comments on Changed: Debt Payoff Manager for Android
★★★★☆Kate Connolly· Sep 4, 2025
I'm updating my review from a prior one star. Finally, got my account figured out. Juli was a great help! Unfortunately Changed is not set up for any type of telephone communication or troubleshooting. This is a grave error on the part of their leadership. What could have been solved in one phone call has taken months of emailing back and forth. It looks from the other Google reviews like this could be, in part, the downfall of their company... A silly reason to fail. Thank you, Julia.
★★★★★Isaac Drake· Dec 19, 2025
I have had issues with this company before, however after an apology letter and the issue resolved, I am so far very impressed with the changes made to not only the interface, and menu items, but also just how you interact with your debts now. It literally finds all your debt for you now, no manual entry which is awesome! Great job Changed team, I'm glad your new bank is working well! Great Job!
★★★★★Amanda Welch· Aug 22, 2025
Love it. I've been using this app for many years. It has helped me pay off my student loans about 10 years early, and I don't have to think about it. I just set it up and the app does everything for me.
★☆☆☆☆Cody Lanier· May 10, 2026
Crazy idea but you could also just take the $15/month and put it towards your debt. Stop spending money to have an app tell you to get responsible. Just be responsible.
★☆☆☆☆Tyler Meservy· Feb 10, 2026
Great idea, but the app is so bad and there is not a clear way to change anything or view how much you've sent or have in the changed account. I'll give it some more chances, but the app is not user-friendly. It should be more clear and easier to understand without taking 10 minutes to find something that should be obvious. Also, don't ask me if I want to review your app and when I say I'm not pleased you don't link me to the app store to give a review.
Google Play Rankings for Changed: Debt Payoff Manager
This app is not ranked
Technologies used by Changed: Debt Payoff Manager
Changed: Debt Payoff Manager is requesting 26 permissions and is using 69 libraries.
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Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
