Chillara - Expense & Budget

Chillara is a calm, private money manager for everyday life. See your balance, what you spent, what is due and what you own, in one clean view.

"Chillara" means coins in Malayalam: the small change that adds up. Chillara helps you keep track of every rupee.

EVERYTHING AT A GLANCE
• Total balance with this month's income and spending
• Upcoming and pending payments across EMIs, card bills, subscriptions, SIPs and debts
• Clear insights: safe-to-spend until payday, spending trend and category breakdown

EXPENSES AND INCOME
• Add an expense in seconds with categories, notes and dates
• Record spends in other currencies with automatic conversion
• Recurring salary, rent and bills are recorded automatically
• Full history with filters, including transfers such as lending and card bill payments

LOANS, CARDS AND PEOPLE
• Loans and EMIs with remaining balance and overdue alerts
• Credit cards with statement date, bill due, unbilled spends and available limit
• Money you lent or borrowed, with repayments and due dates
• Share a debt with a friend who also uses Chillara, so you both see the same record

INVESTMENTS AND SIPs
• Stocks (NSE, BSE and US), mutual funds, ETFs, gold, silver, crypto, fixed deposits, bonds and property
• Live prices: mutual fund NAVs from AMFI, market prices for stocks, ETFs and crypto, and gold and silver per gram
• Invested amount, current value, returns, day change and allocation
• SIPs on any investment: instalments are recorded automatically on schedule
• Buying and selling can move money from and back to your balance, shown as transfers rather than spending

SUBSCRIPTIONS AND GOALS
• Netflix, Spotify, iCloud, Claude and more, with renewal dates and the card they bill to
• Savings goals with progress, including an emergency fund

PRIVATE BY DESIGN
• Use it fully offline with no account. Your data stays on your device.
• Optionally create an account to back up and sync across devices
• No ads and no tracking. We never sell your data.
• Export a backup or an Excel report any time, and delete your account from Settings

Chillara is a tracking and planning tool. It does not connect to your bank, move money or give financial advice. Prices are for information and may be delayed.

Terms of Use: https://legal.vexellab.com/chillara/terms/
Privacy Policy: https://legal.vexellab.com/chillara/privacy/

Recent changes:
Today’s update includes:

• Improved investment tracking with separate invested amounts and current values
• Easier one-time payments, SIPs, and withdrawals
• More reliable loading and cloud sync
• A refreshed splash screen and bug fixes

If you’re enjoying Chillara, let us know by leaving a review! Your feedback helps us improve.