Daily Kharcha: Expense Tracker

Daily Kharcha is a simple, offline money & expense tracker built for South Asia and the Gulf — available in English, Urdu, Arabic and Hindi, with multiple currencies.

Track your daily spending, income and budgets, and keep your credit (udhaar), installments (qist) and committee (BC / chit fund) organized — all on your phone, with no login and no internet needed. Your data stays private on your device.

WHY DAILY KHARCHA?
✓ 100% offline — no account, no sign-up, works without internet
✓ Private — your data never leaves your phone
✓ Lightweight, fast and free

TRACK YOUR MONEY
• Add income & expenses in seconds with a built-in calculator
• Organize with colorful categories — or create your own
• Search and filter by day, week, month, or a custom date range
• See daily, weekly and monthly totals at a glance

BUDGETS & SAVINGS
• Set monthly budgets per category with over-spend alerts
• NEW: Savings Goals — set a target (Eid, a new phone, Hajj) and watch your progress grow

PLAN AHEAD (NEW)
• Envelopes — give this month's income a job before you spend it, and see what's left in each category
• Upcoming — every bill, installment and committee round due in the next 30, 60 or 90 days, with a warning if your balance will run short
• Clear your debts — a payoff plan showing the month each debt finishes

KHATA — CREDIT & INSTALLMENTS
• Track money you lent or borrowed (udhaar), person by person
• Manage installment plans (qist) with a clear payment schedule
• Send friendly reminders on WhatsApp

COMMITTEE / BC (NEW)
• Track your committee — BC, kameti or chit fund — with all members in one place
• See at a glance who has paid each round, and who hasn't
• Works for fixed turns and for parchi / lucky draws
• Send WhatsApp reminders to members who haven't paid yet
• Always know when your turn to collect arrives

REPORTS & INSIGHTS
• Beautiful animated charts showing where your money goes
• NEW: Monthly Wrapped — a shareable summary of your month
• Smart insights & spending streaks to build a saving habit
• Export your reports to PDF, and back up all your data to a file

AUTOMATION
• Recurring transactions for bills & salary
• Daily reminder so you never forget to log

SECURITY & BACKUP
• App Lock with PIN & fingerprint
• Backup & restore your data anytime

DESIGN
• Clean, modern look with Dark Mode
• Home-screen widget for your balance & today's spending
• Available in English, Urdu (اردو), Arabic (العربية) and Hindi (हिन्दी)
• Supports 15 currencies including PKR, INR, AED, SAR and more

Whether you're tracking household kharcha, running a small shop, or saving for something big — Daily Kharcha makes managing money simple, private and offline.

Download now and take control of your Daily Expenses!

Recent changes:
This update focuses on stability:
• Fixed a bug where banner ads could cause a blank screen
• Fixed a rare crash when opening the app
• Safer backups so a restore never leaves data half-saved
• Polished Clear Debt, Envelope Budgeting, and Upcoming for a smoother experience
• Fixed reminders not saving properly in some cases
• Small translation and text fixes

Thank you for using Daily Kharcha!