Despezzas: Money Manager

Despezzas is the money manager that connects all your banks and cards via open banking and uses AI to turn your finances into clarity, spending control and goals achieved.

4.8/5 with 5,600+ ratings.

AUTOMATIC MONEY MANAGEMENT WITH OPEN BANKING
Securely connect your banks and credit cards and see every transaction, account and bill updated automatically — no typing, no spreadsheets.

AI CHAT
Ask in plain language ("how much did I spend on groceries this month?") and get personalized insights instantly. Despezzas' AI helps you understand where your money goes and save for real.

SPENDING & BUDGET CONTROL
• Track spending and expenses by category
• Personal and family budgets
• Spending limits per category, with alerts
• Financial reports and charts

CREDIT CARDS & BILLS
Track bills, limits and due dates of all your cards in one place. Get reminders and never pay late fees again.

GOALS, DEBT & EMERGENCY FUND
Set financial goals, track progress and build a plan to clear debt and save money.

FAMILY & COUPLE FINANCES (PLUS)
Share money management with up to 5 people on the same profile, with roles and permissions.

ON ALL YOUR DEVICES
Use Despezzas on mobile, web and Mac/iPad, all in sync. Export your data and create custom categories.

Start free today. Organize your spending, control your cards, clear debt and reach your goals.

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Recent changes:
• Card bills: you can now move a bill payment to the previous or next bill. Useful when you paid the current bill in advance and the payment showed up on the previous one.
• Credit cards: on cards connected through Open Finance, the limit now comes straight from your bank, and the edit screen tells you so.
• Invite and earn: when "Request withdrawal" is unavailable, the app now tells you exactly why — no PIX key saved yet, or no balance available yet.
• Settings: resetting or deleting now app...