DhanLAP - Loan Against Securities within 15 minute, Fully Digital, No Paperwork.
10,000+ downloads
About DhanLAP- Loans on Mutual Funds
DhanLAP- Loans on Mutual Funds is a finance app developed by Ark Neo Financial Services Pvt. Ltd.
Download Statistics
DhanLAP- Loans on Mutual Funds has been downloaded 45 thousand times. In the last 30 days, the app was downloaded 890 times.
User Ratings
The app has no ratings yet.
App Information
DhanLAP- Loans on Mutual Funds is FREE to download. The APK download size is 16.47 MB. The latest version available is 0.4.29. The last update was on July 13, 2026.
Technical Requirements
The app has a content rating of Everyone. The app has been available on Google Play April 2025.
Description
Loan against Securities | Loan against Mutual Funds | Loan against Shares
✅15 Mins Process ✅No Paperwork ✅EMI and Interest Only Payment Option ✅Upto 24 Months Tenure ✅Quick Disbursal
Loans are facilitated through our lending partners:
• Shriram Credit https://www.shriramcredit.in/
• South Indian Bank https://www.southindianbank.bank.in/
DhanLAP’s Loan against Securities help you borrow money for expenses during financial emergencies, for funding your education, for going on a vacation, or for other expenses such as a wedding in the family. You can avail yourself of loans at minimum interest rates for amounts starting from ₹25,000 and for tenures ranging between six months and 2 years.
With a Loan against mutual funds, you offer your Mutual Fund units as collateral for the loan. Your Mutual Funds will continue to earn returns.
Simple steps to get your mutual funds loan 1. KYC Verification. 2. Select your Mutual Funds to lien mark. 3. Check your instalments. 4. E-sign your Loan Agreement. 5. Amount disbursed to your bank account.
Maximum Annual Percentage Rate (APR): 10%
Loan Against Securities
1. Example - Balloon Payment -Principal Amount => ₹1,00,000 -Annual Interest Rate(APR) = 10% -Tenure => 12 Months -Pay only Interest for 12months = ₹833.33 x 12 = 10000. (The principal amount needs to be repaid at the end of the loan tenure) -Processing Fee = ₹1000 + GST -Stamp Duty = ₹20 + GST -Total Loan Repayment Amount = ₹110000 (Principal and Interest) -Total Cost of Loan = Interest Amount + Processing Fees + Stamp Duty = ₹10000 + ₹1000 + ₹20 = ₹11020 (Excluding GST)
For the loan against securities with a balloon payment, the borrower pays only the interest amount of ₹10000 for 12 months, and repays the principal amount of ₹1,00,000 at the end of the 12-month tenure, with a total loan repayment amount of ₹1,10,000 and a total cost of loan of ₹11,020 (excluding GST).
For the loan against securities with EMI payment, the borrower repays the loan in equal monthly installments of ₹8,791.59 for 12 months, with a total loan repayment amount of ₹1,05,499 and a total cost of loan of ₹6,519 (excluding GST), including processing fees and stamp duty.
DhanLAP powered by Ark Neo Financial Services Pvt Ltd is a Loan against securities platform. Founded by a team with over 100-man years of experience in building digital financial investment and loan solutions, we understand the common difficulties faced by investors when it comes to utilising their investments in case of an emergency.
We have made the entire process simple and hassle-free so that you can get the amount deposited in your account within 15 minutes safely.
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Comments on DhanLAP- Loans on Mutual Funds for Android
★★★★★Sureshkumar Potturi· Jul 7, 2025
Fantastic, I got loan within 20 minutes with reasonable interest
★★★★★GOWTHAM S· Apr 16, 2025
Loan Against Mutual Funds – A Smart Financial Choice I recently explored the option of taking a Loan Against Mutual Funds (LAMF), and I must say it’s one of the smartest financial tools available for investors. Instead of redeeming my mutual fund investments and disrupting my long-term goals, I was able to access quick liquidity without letting go of my holdings. What I liked the most 1. Instance access to the funds 2. Retained investment growth 3.low interest rate 4.flexible repayment
★★★★★Satheesh Kumar· Apr 16, 2025
I took loan for my home renovation, Here interest rate is very low 9 to 10%. Customer support also very helpful. It's nice
★☆☆☆☆Atul Kumar· Dec 22, 2025
Never take loan from this app, their customer care is worst im waiting to invoke my mutual fund from 7 days still they silent and not replying my mails too
★☆☆☆☆kabeer saifi· Sep 17, 2025
Very poor application only data collection no one froad application
★☆☆☆☆NGANGOM GOPENDRO SINGH· Mar 27, 2026
Client handling and support is awful. Will never visit again.
★☆☆☆☆Akhil K Nambiar· Jul 1, 2025
Unlike other apps, This app is asking for processing fee of 10k for 10 lakhs.
Google Play Rankings for DhanLAP- Loans on Mutual Funds
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Technologies used by DhanLAP- Loans on Mutual Funds
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