Early payday cash advance up to $150 a day with a max of $1,000 per pay period
About EarnIn: Why Wait for Payday?
EarnIn: Why Wait for Payday? is a finance app developed by Activehours Inc..
How many times has EarnIn: Why Wait for Payday? been downloaded?
EarnIn: Why Wait for Payday? has been downloaded 11 million times. In the last 30 days, the app was downloaded 75 thousand times. It is ranked in the top 100 finance apps.
What is the rating of EarnIn: Why Wait for Payday??
EarnIn: Why Wait for Payday? is rated 4.76 out of 5 stars, based on 290 thousand ratings.
Is EarnIn: Why Wait for Payday? free?
EarnIn: Why Wait for Payday? is free to download. The APK download size is 45.79 MB. The latest version available is 16.49. The last update was on June 18, 2026.
What are the requirements for EarnIn: Why Wait for Payday??
EarnIn: Why Wait for Payday? requires Android 8.0+ or higher. The app has a content rating of Everyone. The app has been available on Google Play January 2014.
Description
EarnIn empowers you to take control of your personal finances with our original same-day payday app(^), featuring our cash advance service, overdraft help, and credit score monitoring.
Your Daily Cash Advance, Up to $150 a Day Use Cash Out to access up to $150/day from your earnings and up to $1,000 per pay period(1). Get your money in your bank account in minutes for a small fee, or enjoy our no-cost option in 1-3 business days. Gain control of your payday and access the money you've earned as you work with EarnIn.
Your Money, Without the Fees Enjoy the freedom of access with no interest, no credit check, and no mandatory fees. We provide a smarter path to your money than traditional payday loans or cash advances. Tipping is always optional and helps support our community(*).
Access What You've Earned Control your cash flow by getting paid as you earn. Access the money you've already earned to pay your bills ahead of time and sustain your budget. It's better than taking out a payday loan, using a cash advance, or needing to borrow money.
Receive Your Paycheck Early Unlock your payday up to 2 days early with Early Pay. An expedited transfer for immediate access is just $2.99(2).
Manage Your Cash Balance with Confidence Enjoy peace of mind with Balance Shield. Our helpful alerts and smart transfers from your own pay help safeguard your bank balance and prevent overdraft fees(3).
Know Your Credit Score for free Stay informed about your financial health; your VantageScore 3.0® from Experian® is available for free with a single tap(4).
Build Your Savings with Confidence With Tip Yourself, you can pay yourself first by automatically transferring money from every payday to your savings. Create a financial safety net for unexpected costs, save for travel, or achieve any goal you set. EarnIn makes it simple to build your savings and plan for the future(5).
Support When You Need It Your dedicated EarnIn Care Team is here for you every day. Simply chat with us via the app or web with any questions.
As an independent financial technology company, EarnIn is not affiliated with other money apps, or instant cash advance apps such as Dave, Beem, Self, Varo Bank, Chime (SpotMe), Instacash, Float Me, Possible Finance, Albert, Klover, Ibotta.
EarnIn Address: 391 San Antonio Road, Third Floor Mountain View, CA 94040
EarnIn is a financial technology company that partners with Lead Bank, Evolve Bank & Trust, Member FDIC, to provide all banking services.
^ Expedited transfers available for a fee. Visit Earnin.com for full details.
* Tips go to EarnIn and help us provide tools such as Credit Monitoring for free and keep Lightning Speed fees low. Your service quality and availability aren’t affected by whether you tip or not.
1- EarnIn is not a bank. Transfer limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Helps avoid overdrafts but doesn’t prevent them. Visit EarnIn.com for full details.
2- EarnIn is not a bank. Early Pay requires a Deposit Account with Evolve Bank & Trust or Lead Bank, both Members FDIC. FDIC insurance covers eligible funds should the bank holding your funds fail. Fees and restrictions apply. Visit EarnIn.com for full details. including FDIC coverage information.
3- EarnIn is not a bank. Transfer limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Helps avoid overdrafts but doesn’t prevent them. Visit EarnIn.com for full details.
4- To help you understand your credit, please note that lenders may use different scores. Your VantageScore 3.0 is a great way to see where you stand. For full details, visit Experian.com website
5- EarnIn is not a bank. Tip Yourself accounts are held by Evolve Bank & Trust, 0% APY, no monthly fees. Terms apply. Visit EarnIn.com for full details.
6- Paid Testimonial. Compensation was provided for this testimonial, but the statements reflect a real EarnIn experience.
Recent changes: We update the app regularly to improve the experience of our community members. The latest version includes several bug fixes and performance enhancements.
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Comments on EarnIn: Why Wait for Payday? for Android
★★★★★Joey Sutterfield· Jun 21, 2026
When you need fast earnin is there for you
★★★★★Arturo Sanchez (Kali)· Jun 18, 2026
This cash advance app is awesome always come in handy when you need gas money to last until next payday" recommend as long as you stay on top your limit will become higher
★★★★☆Memyselfandi Memyselfandi· Jun 17, 2026
Would have given 5 stars, but they require a bank deposit which I don't have so my fault I guess! But customer service is 💯 percent so kind, helpful and just simply amazing! And someone said they are working on other ways to get cash advances maybe without direct deposit someday! If that's so... I'll be back! 😊 thank you Pizza @ Earning!
★☆☆☆☆Barbara Jean· Jun 6, 2026
They lied to me! I got an email stating they would take it out on the eighth. They took it out on the sixth and put me in the hole more. I'm not using them ever again!!!! LIED LIED LIED!!! I'm in the negative at my bank and I never do that!
★☆☆☆☆Isaiah Sheppard· Jun 22, 2026
Pointless app the entire point is to get paid early, but it doesn't accept any of the ways in which I get paid instead you need a traditional bank If I was in a good enough position to use a traditional bank Why would I need your service? Then app said I had money to withdraw then when I tried to withdraw it wouldn't let me so then why I say I could withdraw anything at all why not just show a zero? Got my hopes up massive waste of time. From a company that doesn't know its target audience.
★☆☆☆☆Justin Cook· Jun 18, 2026
They took their money out on a Thursday. The bank is charging me overdraft fees now, and I have no money for work on Thursday.
★☆☆☆☆None of Your business· Jun 21, 2026
It sure is a shame you don't want my business anymore, or you'd allow me to connect my chime or cash app. In addition, you don't support gig workers. You don't support one pay either or any prepaid card. I may completely redo my review because this is ridiculous. Not everyone has a brick and mortar bank
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