EMI Calculator App

EMI Calculator App is a free Indian finance calculator for home loan EMI, car loan EMI, personal loan EMI, GST, SIP, FD, RD, PPF and everyday money maths — in rupees (₹), on your phone, with no sign-up.

Search “EMI calculator”, plan a home loan, check GST on a bill, or estimate SIP returns. Open a tool, enter amount, interest and tenure, and see monthly EMI, total interest and total payment in seconds. Works offline. No bank login.

WHO IT IS FOR
• Home buyers checking home loan EMI before talking to a bank
• Anyone comparing car loan, bike loan or personal loan EMI
• Mutual fund investors using SIP calculator or lumpsum calculator
• Savers checking FD, RD, PPF or Sukanya Samriddhi (SSY)
• Shop owners adding or removing GST (5%, 12%, 18%, 28% or custom)
• Salary earners estimating loan eligibility or gratuity

LOAN & EMI CALCULATOR
• EMI calculator — reducing-balance monthly installment, interest and total payable
• Home loan EMI, car loan EMI, personal loan EMI and bike loan in one tool
• Amortization schedule — year-wise and month-wise principal vs interest breakup
• Prepayment calculator — extra payment, interest saved and tenure reduced
• Loan eligibility checker — estimate how much loan your income may support

BANKING, SIP & SAVINGS
• SIP calculator for monthly mutual fund SIP
• Lumpsum calculator for one-time mutual fund investment
• FD calculator (fixed deposit) and RD calculator (recurring deposit)
• PPF calculator for Public Provident Fund
• Sukanya Samriddhi Yojana (SSY) calculator
• Simple interest and compound interest
• CAGR calculator for annualised returns

GST & DAILY FINANCE TOOLS
• GST calculator India — add GST or remove GST from amount
• Discount calculator, percentage calculator, profit margin
• Fuel cost calculator (petrol / diesel)
• Age calculator
• Gratuity calculator

WHY DOWNLOAD THIS APP
• Made for India — ₹, lakhs-style loan and tax use cases
• Fast EMI calculator with charts and clear result cards
• Offline — calculations stay on your device
• Light and dark theme
• No account, no bank password, no paperwork

HOW TO USE
1. Open EMI Calculator App
2. Pick EMI, GST, SIP, FD, PPF or another tool
3. Enter loan amount, rate and tenure (or GST / SIP inputs)
4. Read EMI, interest, maturity or tax breakup instantly

COMMON SEARCHES THIS APP COVERS
EMI calculator, loan EMI calculator, home loan calculator, car loan calculator, personal loan calculator, GST calculator, SIP calculator, FD calculator, RD calculator, PPF calculator, loan eligibility, amortization schedule, prepayment calculator, interest calculator.

We do not claim bank rates. Enter the interest your bank quotes (SBI, HDFC, ICICI or any lender). Results are estimates for planning only — not financial, tax or legal advice. Confirm with your bank, CA or advisor before you decide.

Privacy policy: https://emi-calculator-app-india.web.app/privacy.html
Support: paysagofinancemanager@gmail.com

Recent changes:
Age date is easier to type. Home no longer stays scrolled after Back. Extra banner above amortization. Pocket Finance Manager is in the menu.