EMI Calculator: Loan Planner

EMI Calculator works out the monthly instalment (EMI) for a home, car or personal loan and shows how the loan is repaid.

Calculate
- Enter the loan amount, interest rate and tenure with a slider or by typing.
- See the monthly EMI, total interest and total payment, with a principal-versus-interest chart.
- Advanced mode adds fees and charges and the amount already paid, and shows the full month-by-month repayment schedule.
- Export the inputs, summary and full schedule as CSV, Excel (XLSX) or PDF.

Analyse
- Loan comparison: compare two loans side by side, with monthly, quarterly or yearly payments.
- Fixed part payment: see the effect of paying a fixed extra amount every few months.
- Variable part payment: add one-off extra payments in any months.
- Part payment impact: compare keeping the EMI and finishing sooner with keeping the tenure and paying a lower EMI.
- For part payments, choose to reduce the tenure or the EMI, and see the interest saved.

Also
- A history of your calculations, EMI tips and answers to common questions.
- Currency symbol ($, ₹, €, £, ¥, ₩, ₽), Indian or international number format, and dark mode.

Good to know
- Results use the standard reducing-balance EMI formula. Your lender's figures may differ because of rounding, fees, the type of interest rate or the date interest is charged.
- EMI Calculator is a calculator only. It does not offer, arrange or recommend loans.
- No account is needed. Your history is stored on your device.

Recent changes:
Version 2.0.0 is a full redesign of the calculator, comparison and analysis screens. EMI calculation, the repayment schedule, CSV/Excel/PDF export and part-payment analysis all work the same as before, with a clearer layout.