EMI Calculator: Loan, SIP, FD

EMI Calculator – Loan, SIP, FD, RD, PPF & GST Planner

Plan home loans, car loans, personal loans and investments in one fast, ad-free app. Calculate EMI instantly, compare bank offers, model prepayments, grow SIPs and share clean PDF reports — all on your device.

📊 EMI CALCULATOR
• Instant EMI with smart sliders for amount, rate & tenure
• Cost breakdown with charts: principal vs interest donut, balance trajectory
• Full amortisation tables — yearly and month-by-month schedules
• Works in INR ₹, USD $, EUR €, GBP £, SAR, AED and more

🏦 COMPARE LOANS & SAVE INTEREST
• Compare two loan offers side-by-side with a clear winner verdict
• Prepayment planner: one-time or recurring extra payments, shorten tenure or lower EMI
• Affordability solvers: max loan for your EMI, payoff time, true interest rate
• Editable bank rate reference (SBI, HDFC, ICICI & more) with EMI-per-₹1-lakh quick table

📈 INVESTMENT & TAX CALCULATORS
• SIP calculator with yearly step-up, growth charts & year-by-year table
• SIP vs RD head-to-head comparison
• FD, RD & PPF maturity calculators (Indian compounding rules)
• GST invoice mode: quantity, discount, exclusive/inclusive, CGST+SGST or IGST slabs
• Home-loan eligibility checker (FOIR based)

📑 TRACK & SHARE
• My Loans ledger: track every EMI paid, due dates, overdue alerts & one-tap catch-up
• Share branded PDF reports for loans, SIPs and tax calculations

🌐 YOUR LANGUAGE
English, हिन्दी, தமிழ், తెలుగు, मराठी, বাংলা — switch anytime from the top bar.

🔒 PRIVATE BY DESIGN
100% on-device. No account, no sign-up, no ads, no data leaves your phone. Dark mode included.

⚠️ DISCLAIMER
This app is a calculator only. It does not offer, broker or facilitate loans or credit. Results are estimates for education only — not financial advice. Confirm EMI, rates and charges with your bank before borrowing.

Download now and take control of every loan and money. 💪

Recent changes:
• New calculators: SIP, FD, RD, PPF, GST & loan eligibility, each on its own page
• SIP step-up planner with growth charts & yearly table
• SIP vs RD comparison
• Editable bank rates + EMI-per-lakh reference
• GST invoice mode: quantity, discount, CGST/SGST/IGST
• Share any result as PDF
• Now in 6 languages incl. हिन्दी, தமிழ், తెలుగు, मराठी, বাংলা
• Better loan tracking with calendar & catch-up
• Bug fixes