EMI Calculator: SIP, FD, Gold

EMI Calculator: SIP, FD, Tax is an all-in-one financial calculator for everyday money decisions. Calculate loan EMIs, plan SIP investments, estimate in-hand salary and income tax, check today’s gold rate, and explore 25+ tools in one clear, modern app that also works offline.

Whether you’re planning a home loan, investing in mutual funds, checking take-home pay, estimating tax, buying gold, or sending money home from the Gulf, get instant results with simple charts and a full breakdown.

LOANS • EMI Calculator – Monthly EMI for home, car or personal loans, with total interest and amortization schedule. • Loan Prepayment Calculator – See how prepayment can reduce interest and tenure, with a month-by-month schedule. • Compare Loans – Place two loans side by side and compare total cost.

INVESTMENTS & SAVINGS • SIP Calculator – Project returns on monthly mutual fund SIPs. • Step-up SIP – Model SIPs that increase each year. • Lumpsum Calculator – Future value of a one-time investment. • Goal Planner – Estimate the monthly SIP needed for a goal or retirement corpus. • FD, RD & PPF Calculators – Fixed deposit, recurring deposit and Public Provident Fund growth. • Simple & Compound Interest – Yearly, half-yearly, quarterly or monthly.

SALARY & TAX (India) • In-Hand Salary Calculator – Convert CTC to monthly take-home with a salary breakup. • Income Tax Calculator – Compare Old vs New regime for FY 2025-26. • HRA Exemption Calculator – Estimate house rent allowance tax exemption. • NPS & EPF Calculators – Estimate pension corpus and provident fund. • Gratuity Calculator – Estimate gratuity when leaving a job. • GST Calculator – Add or remove GST at 5%, 12%, 18% or 28%.

GOLD & THE GULF • Live Gold Rate – Today’s 24K, 22K and 18K gold price per gram in your currency, plus value with making charges. • Remittance Calculator – Estimate transfer amounts after fees and exchange rate. • End-of-Service Gratuity – Estimate EOS gratuity for UAE, Saudi Arabia and Qatar.

EVERYDAY • Tip Calculator – Split bills with tip and per-person amounts. • Discount Calculator – Sale price with discount and tax. • Percentage Calculator – Percentages, ratios and percentage change. • Currency Converter – Live exchange rates for 150+ currencies.

USEFUL EXTRAS • Search – Find any calculator quickly. • Save & History – Keep calculations for later. • Reports Studio – Export calculations as PDF or CSV with your name. • Switch currency on any screen — ₹, $, €, £, AED and more.

WHY IT HELPS • Clean modern design with light and dark mode • Instant results — move a slider and see numbers update • Clear charts and year-by-year breakdowns • Region-aware tools for India, the Gulf and beyond • Fast, lightweight, and usable offline • No sign-up, no PAN or Aadhaar required

Built for loan planning, SIP and investment planning, tax estimation, salary and CTC planning, retirement planning, gold value checks and everyday money math — in India, the Gulf and worldwide.

Download EMI Calculator: SIP, FD, Tax and plan your next money decision with clarity.

Recent changes:
Advanced Calculators added