EMI Calculator

EMI Calculator is a simple and practical loan-planning app that helps you calculate monthly EMI, compare loan offers, estimate prepayment savings, check foreclosure amounts, and view detailed repayment schedules.

Whether you are planning a home loan, personal loan, car loan, education loan, or any other type of loan, the app gives you clear results in an easy-to-understand format.

Simple EMI Calculator
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Enter the loan amount, interest rate, tenure, start month, and start year to calculate:

• Monthly EMI
• Total interest payable
• Total repayment amount
• Month-by-month repayment schedule

You can also view the complete EMI breakdown and save the repayment details as a PDF.

Compare Two Loan Offers
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Compare two loan options side by side and quickly understand:

• EMI for each offer
• Total interest
• Total payable amount
• Loan duration
• Overall savings between the two offers

This helps you identify which loan option may be more affordable.

Prepayment Calculator
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See how an additional payment can affect your loan. The calculator shows:

• New loan payoff time
• Number of months saved
• Interest payable after prepayment
• Total interest saved

Foreclosure Calculator
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Estimate the amount required to close a loan early based on:

• Number of EMIs already paid
• Outstanding principal
• Interest paid so far
• Optional foreclosure charge
• Estimated closing amount

Calculation History
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Your EMI, comparison, prepayment, and foreclosure calculations can be saved in one shared history page for easy access later.

Additional Features
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• Modern home screen with quick access to all tools
• Start month and year selection
• Dropdown-based forms for faster data entry
• Example-fill options for quick calculations
• Detailed monthly repayment schedule
• PDF export for EMI details
• Indian number formatting for easy reading
• Clean and simple interface
• Works as a useful loan-planning companion

The calculations shown by this app are estimates based on the values entered. Actual loan amounts, charges, interest calculations, and repayment schedules may vary depending on the bank or financial institution.

Recent changes:
• Added a modern home screen with quick access to all loan tools
• Added Loan Comparison, Prepayment, and Foreclosure calculators
• EMI Calculator now supports start month and year selection
• Added calculation history for saved results
• Added PDF export for detailed EMI repayment schedules
• Added dropdown options and example-fill buttons for faster calculations
• Improved overall usability and performance