EMI Mitra – Loan & Tax Calc

1.0.0

Kuldeep Chotiya

0.00

0 reviews

100+
Downloads

Free

Free Indian EMI, SIP, PPF, FD & Income Tax calculator. No signup. Works offline

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100+ downloads

About EMI Mitra – Loan & Tax Calc

EMI Mitra – Loan & Tax Calc is a finance app developed by Kuldeep Chotiya.

Download Statistics

EMI Mitra – Loan & Tax Calc has been downloaded 130 times. In the last 30 days, the app was downloaded 120 times.

User Ratings

The app has no ratings yet.

App Information

EMI Mitra – Loan & Tax Calc is FREE to download. The APK download size is 876.84 kB. The latest version available is 1.0.0. The last update was on June 5, 2026.

Technical Requirements

The app has a content rating of Everyone. The app has been available on Google Play June 2026.

Description

🤝 EMI Mitra — Your Trusted Indian Personal Finance Calculator

EMI Mitra is a free, privacy-first super-app that bundles every calculator and tracker an Indian household needs — loans, EMIs, mutual funds, post-office schemes, deposits, insurance, GST and Income Tax (Old vs New regime, FY 2025-26). No signup. No SMS permission. 100% on-device.

🏦 LOAN & EMI TOOLS
• Loan EMI Calculator — monthly EMI, total interest, full amortization schedule
• Home Loan EMI with 2025-26 indicative rates (SBI, HDFC, ICICI, Axis, LIC, BoB, PNB)
• Car, Bike, Personal & Education loan EMI calculators
• Loan Compare — see which of two offers is cheaper, side-by-side
• Prepayment & part-payment impact calculator
• EMI tracker — auto-pay logging, never miss a due date

📈 MUTUAL FUND & INVESTMENT TOOLS
• SIP Calculator — future value with wealth-gain breakdown and yearly chart
• Step-up SIP — model increasing SIP amounts every year
• SWP Calculator — plan retirement withdrawals
• Lumpsum Calculator — one-time investment FV
• Goal Calculator — find the SIP needed to reach any goal
• CAGR & XIRR helpers

🏛 BANK & POST OFFICE SCHEMES
• Fixed Deposit (FD) — annual, half-yearly, quarterly, monthly compounding
• Recurring Deposit (RD) maturity calculator
• PPF — 15-year compounding, yearly or monthly deposits at 7.1%
• NSC — 5-year compound at 7.7%
• Sukanya Samriddhi (SSY) — girl-child scheme at 8.2%
• Senior Citizen Saving Scheme (SCSS) — quarterly payout at 8.2%
• Kisan Vikas Patra (KVP) — money-doubling tool
• MIS (Monthly Income Scheme) calculator

🧾 INDIAN INCOME TAX CALCULATOR (FY 2025-26 / AY 2026-27)
• Side-by-side comparison of OLD vs NEW regime
• New regime slabs: 0% (₹0–4L), 5%, 10%, 15%, 20%, 25%, 30% (₹24L+)
• ₹75,000 standard deduction (new) / ₹50,000 (old)
• Section 87A rebate up to ₹12L taxable + marginal relief
• 80C, 80D, 80CCD(1B), home loan interest 24(b), HRA, surcharge, 4% cess
• Tells you exactly which regime saves more — and by how much

🧾 GST CALCULATOR
• Add or remove GST at 5%, 12%, 18%, 28%
• Inclusive ↔ exclusive conversion in one tap

🛡 GOVT INSURANCE INFO
• PMJJBY (Jeevan Jyoti Bima) — ₹436 premium, ₹2L cover
• PMSBY (Suraksha Bima) — ₹20 premium, ₹2L accidental cover

🌐 PERSONAL FINANCE TRACKERS
• Dashboard — month-wise credit / debit / net with category bars
• Corpus & Goals — log every PPF / SIP / FD installment with auto-pay
• Net Worth — assets minus liabilities snapshot
• Transactions — manual entry + JSON export / import
• Cash counter, age calculator, compound interest, amount-to-words (Indian format)

📥 PASTE SMS TO IMPORT TRANSACTIONS
Copy any bank or UPI SMS and paste it into EMI Mitra — we parse the debit/credit/EMI on your device and add it to your dashboard. No SMS permission ever requested.

🔒 PRIVACY-FIRST DESIGN
• ZERO SMS permissions
• ZERO account creation — open and start using
• ALL data stays in your phone's local storage
• Export your data as JSON anytime, delete with one tap

⚡ TINY, FAST, OFFLINE
• App shell ~35 KB gzipped — opens in under a second on 2G
• Works fully offline after first launch
• Auto light/dark theme

🇮🇳 BUILT FOR INDIA
• Indian rupee formatting (Lakh / Crore)
• Supports SMS formats of HDFC, SBI, ICICI, Axis, Kotak, PNB, IDFC, Indian Bank, UPI apps
• Indian govt schemes with current 2025-26 rates

❤️ WHY USERS LOVE EMI MITRA
• Clean, ad-free interface — no clutter, no upsells, no fake "instant loan" buttons
• Accurate maths verified against bank calculators
• Works on 2G, low-end phones, and offline
• Built and maintained by an Indian developer who replies to feedback

NOT A LENDING APP. EMI Mitra is a CALCULATOR and TRACKER only — we do not provide loans, do not sell financial products, and do not take commissions.

Built with ❤️ in India by Kuldeep Chotiya.

Recent changes:
🎉 Welcome to the first official release of EMI Mitra!

Take control of your loans with powerful yet simple tools:
• 💰 Accurate EMI calculations
• 📊 Detailed repayment & interest analysis
• 📅 Complete amortization schedule
• 💸 Part-payment savings calculator
• ⚖️ Compare multiple loan options
• ⚡ Fast, reliable & easy-to-use experience

Thank you for choosing EMI Mitra! More exciting features and improvements are on the way.

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More data about EMI Mitra – Loan & Tax Calc

Price	Free to download
Total downloads	130
Recent downloads	120
Rating	No ratings
Ranking	Not ranked
Version	1.0.0
APK size	876.8 KB
Number of libraries	?
Suitable for	Everyone
Ads	NO ads

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Alternative downloads for the EMI Mitra – Loan & Tax Calc app

EMI Mitra – Loan & Tax Calc compared with similar apps

Common keywords of similar apps

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Keywords missing from this app

Financial Calculate Plan Investment Calculators Retirement Li Amount Calculations Rate Investments Features Compare Car Deposit Planning Future Mortgage Payment Easy Details Finances Helps Simple Share Years Track Currency Planner Calculation Age Inflation View Total Repayment

Downloads over time

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EMI Mitra – Loan & Tax Calc has been downloaded 130 times. Over the past 30 days, it has been downloaded 120 times.

Changelog of EMI Mitra – Loan & Tax Calc

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Developer information for Kuldeep Chotiya

Kuldeep Chotiya

ayushchotiya67@gmail.com

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Google Play Rankings for EMI Mitra – Loan & Tax Calc

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Technologies used by EMI Mitra – Loan & Tax Calc

2 permissions

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