Expense AI: Expense Tracker

ExpenseAI is the smart, automatic expense tracker and money manager that reads your bank & UPI SMS to track every rupee you spend — with zero manual entry. Powered by on-device AI, this budget tracker extracts merchants, amounts, and dates from your transaction alerts and turns them into beautiful, actionable spending insights.
Stop typing expenses by hand. Let AI do your budgeting for you.
✨ HOW THIS EXPENSE TRACKER WORKS

Grant SMS permission — ExpenseAI scans only transaction SMS (keywords like "debited", "credited", "Rs.", "INR")
On-device ML extracts merchant name, amount, and date from each transaction
Your full SMS text never leaves your phone — only structured expense data is stored
Get instant charts, category breakdowns, and monthly spending summaries

🤖 AI FINANCIAL ADVISOR

Ask questions in plain English: "How much did I spend on food this month?"
Get personalized saving tips based on YOUR real spending patterns
Spot recurring subscriptions and find areas to cut costs
Analyze your finances instantly — no spreadsheets, no budgeting stress

📈 SMART INSIGHTS & CHARTS

Category-wise pie charts and bar graphs
Monthly spending trends with automatic comparisons
Daily average and savings tracking
Top spending categories highlighted at a glance

🔒 PRIVACY-FIRST EXPENSE TRACKING

All SMS processing happens 100% on-device using TensorFlow Lite
Full SMS text is NEVER uploaded, stored on servers, or shared
Only structured data (merchant, amount, date) leaves your device
OTPs, personal messages, and non-financial SMS are never read
Open privacy policy: https://ansh111.github.io/expenseai-privacy-policy/

📱 MULTIPLE WAYS TO TRACK EXPENSES

SMS Auto-Import: One-tap setup for bank transaction SMS (primary)
Gmail Import: Connect Gmail to scan e-receipts and bank emails
Manual Entry: Add cash payments by hand

🇮🇳 BEST EXPENSE TRACKER BUILT FOR INDIA

Supports all major Indian banks: SBI, HDFC, ICICI, Axis, Kotak, PNB, and more
Recognizes UPI, NEFT, IMPS, credit card, and debit card transactions
INR-first interface with Indian number formatting (₹)
Works offline — SMS expense tracking needs no internet

Whether you want a simple daily expense tracker, a full budget planner, or an AI money manager that understands your spending, ExpenseAI does it all automatically.
Download ExpenseAI today and take control of your money. Track every rupee, understand your spending, and let AI help you save smarter.

Recent changes:
Adding target sdk to 36