Expense Tracker-Offline Budget

WinzMoney - Expense Tracker - Offline Budget

A simple expense tracker and budget planner that logs a transaction in seconds and works fully offline. No account, no sign-up, no subscription.

Want to know where your money goes each month? WinzMoney helps you track daily expenses and income, set a monthly budget, stay on top of bills and keep a record of money you lend or borrow. It works for personal finance and for a family budget alike.

🚀 LOG DAILY EXPENSES IN SECONDS
A purpose-built numpad with category and wallet pickers on one screen, so a few taps and you're done. Home shows your total balance, income and spending for the period, the last 7 days of spending, budgets nearing their limit and bills coming due.

💳 MONEY TRACKER FOR MULTIPLE WALLETS
In WinzMoney you can create unlimited wallets from 21 built-in types: cash, bank accounts, credit cards, e-wallets, savings, emergency and travel funds and more. Each wallet keeps its own running balance and its own currency (USD, EUR, GBP, PHP, INR, NGN and many others). Move money between wallets in one step. Filter any wallet's history by date, type and category, or search it by keyword.

🎯 MONTHLY BUDGET PLANNER WITH EARLY WARNINGS
Set a monthly budget per category (food, transport, shopping), for your total spending, or for a single wallet. Budgets carry over to the next month automatically. You get a warning at 80%, again at 90% and the moment you go over 100%, so you notice mid-month instead of too late. Home also flags any category where spending is running higher than over the same days last month.

📈 SPENDING TRACKER CHARTS
Three views: an Overview by category, a Comparison of any two periods (day, week, month, quarter, year or a custom range), and Trends over 3, 6 or 12 months with net cash flow and savings rate. Filter by wallet, category and date.

⏰ BILL TRACKER WITH REMINDERS
Rent, electricity, water, internet, tuition, insurance, subscriptions. Pick a weekly, monthly or yearly cycle and how many days ahead you want a reminder. When a bill is due, confirm once and it is logged as an expense and moved to the next cycle.

🤝 DEBT TRACKER THAT WORKS BOTH WAYS
Keep track of money owed between you and friends or family, with "Owed to me" and "I owe" kept separate. Partial payments go straight into your wallet, so you always know what's paid and what's left, and anything due within 7 days gets a notification. This is a personal record book; the app does not provide loans.

🏦 SAVINGS GOALS
Set a target amount and date and watch your progress. Add a daily or weekly reminder so you never forget to log an expense.

📷 RECEIPT PHOTOS
Take a photo or pick one from your gallery and attach it to a transaction, with a dedicated gallery to find it later.

📤 EXPORT TO EXCEL & PDF, BACK UP TO GOOGLE DRIVE
Export your expenses to CSV, Excel (.xlsx) or PDF for any date range. Back up everything, receipt photos included if you like, to your own Google Drive and restore it on a new phone.

🎨 MAKE IT YOURS
Light, Dark or follow the system, plus six color palettes. Multiple languages that switch instantly, and three date formats.

🔒 OFFLINE AND PRIVATE
WinzMoney stores every transaction on your phone and works with no internet connection. No account and no bank login needed; you only sign in with Google if you choose Drive backup.

💯 NO SUBSCRIPTION, NO PAID TIER
No Premium version, no subscription, no in-app purchases. Unlimited wallets, budgets, debt tracker, Excel and PDF export, Drive backup and receipt photos are all free to use.

Download WinzMoney, the offline expense tracker and budget app, and take control of your spending, budget and personal finance today.

Recent changes:
• Tapping a notification now opens the right place: Bills, Debts or Comparison
• Smarter backup reminders that open Backup & Restore
• Full-screen display on all Android versions; the keypad and buttons no longer sit under the gesture bar
• Bug fixes and performance improvements