FAK | Budget & Spend Tracker

BUDGETING? FAK IT!

If the math ain't mathing, get the FAK App to track your cash.

FAK is a personal budget and daily spend tracker built around one simple question: How much can I afford to spend today?

Set up your personal budget, log spending on the go, and FAK does the rest. It keeps track of where you stand and adjusts what you can afford each day as the month unfolds.

Spend less today? Great, you've got more breathing room tomorrow. Spend too much? FAK makes it easy to get back on track without punishing your sins.

No complicated spreadsheets. No confusing accounting software. No dodgy bank account linking. Just a simple, safe, quick and private way to stay aware of your money.

GET A FAK LOAD MORE WITH PRO

New FAK users get 30 days of PRO for free. Subscribe later, or simply carry on with the free Spend Tracker. No ads. No strings. No FAKs given.

- Full PRO access with unlimited budgets
- Stable budgeting for irregular income
- Categorise income by cash & bank
- Smart planning for fixed monthly salaries
- Track spending with custom categories
- Ultra-fast spend logging
- Handy statistics & reports
- Sustainable spending insights

YOUR BUDGET. YOUR WAY.

FAK offers handy budgeting styles built around different ways of earning and managing money.

SPEND TRACKER | FREE

Set a daily spending goal, log spending on the go, and always know what's left for the day and month.

INCOME HUSTLER | PRO

This is where FAK really shines for anyone whose income refuses to behave like a monthly salary. Think freelancers, self-employed people, shift workers, tradespeople, gig workers and commission earners. If what comes in changes from month to month, FAK keeps you on track.

Income Hustler is built for variable income. Log what you actually earn and FAK builds a rolling picture of your average monthly income. Once you have enough history, it focuses on your latest three months, smoothing out the highs and lows to give you a more realistic figure to budget around.

Essentially, FAK turns irregular income into something that behaves a lot more like a stable monthly salary. Add your recurring expenses and you get a practical daily spending guide based on your real numbers.

PAYCHEQUE PRINCESS | PRO

Got a regular salary? This one's for you. Build your budget around your net salary, recurring expenses and any extra income. FAK calculates what you can afford to spend each day and keeps adjusting as you spend.

SEE HOW YOU'RE DOING

FAK keeps your history and reports, so you can see what you spent, where it went, spot patterns and see whether you’re getting better at this whole money thing.

And when a new month arrives? Fresh goal. Fresh start. No FAKs given. Previous months stay in your reports, so you can see where you've been without dragging last month's FAK-ups into the new one.

EASY AS FAK!

FAK isn't a bank, accounting platform or financial adviser. It doesn't connect to your bank account or move your money. It's a personal budgeting tool designed to make one thing easier: knowing what you can afford to spend today.

Download FAK, build your first budget and start giving fewer FAKs about where your money went.

Recent changes:
Truncated number display bug fix