FD Calculator: SIP, RD & EMI

FD Calculator & Fixed Deposit Interest Planner is an all-in-one Indian savings, deposit, SIP, and loan EMI calculator app. Instantly calculate Bank FD maturity amounts, monthly or quarterly interest payouts, RD returns, PPF, Post Office schemes, mutual fund SIP growth, and loan repayments offline.

Bank FD Calculator & Fixed Deposit Returns
Plan your bank fixed deposit savings with precision. Whether you need a cumulative FD maturity amount or regular monthly and quarterly interest payouts, this fixed deposit calculator supports flexible compounding frequencies, FD tenure in years, months, or days, and senior citizen FD interest rates across all Indian banks.

RD Calculator & FD vs RD Comparison
Calculate recurring deposit (RD) maturity value and total interest earned from your monthly deposits. Use the built-in FD vs RD comparison tool to evaluate fixed deposit and recurring deposit returns side by side and choose the best bank FD or RD option for your financial goals.

SIP Calculator, Lumpsum & SWP Investment Planner
Estimate mutual fund wealth creation using the systematic investment plan (SIP) calculator. Project future value for monthly SIP contributions, one-time lumpsum investments, or plan retirement income with a systematic withdrawal plan (SWP) and compound interest estimator.

Post Office & Government Savings Schemes
Compare guaranteed-return Indian government schemes and tax-saving deposits in one place:
• PPF Calculator (Public Provident Fund): Track 15-year tax-free PPF maturity value and annual compounding interest.
• Post Office MIS (Monthly Income Scheme): Estimate guaranteed monthly interest payouts and Post Office TD (Term Deposit) returns.
• SSY Calculator (Sukanya Samriddhi Yojana): Calculate tax-saving SSY maturity value and interest for your child's future.
• NSC (National Savings Certificate) & SCSS (Senior Citizen Savings Scheme): Project 5-year NSC returns and quarterly senior citizen SCSS retirement payouts.

Loan EMI Calculator & Two-Loan Comparison
Calculate monthly EMI, total interest payable, and repayment schedules for home, car, bike, personal, education, and business loans.
• Compare Two Loans Side by Side: Use the loan comparison calculator to evaluate two loan offers by principal amount, interest rate, tenure, and total EMI savings.
• Loan Eligibility Estimator: Check your maximum home or personal loan eligibility based on monthly income and existing EMI obligations before applying.

Key Features for Smart Financial Planning
• Save & History: Store previous FD, SIP, RD, PPF, and loan EMI calculations for quick reference.
• Share Reports: Export and share clear FD maturity, interest, and EMI breakdowns with family or clients.
• 100% Offline & Private: Fast calculations anytime with no internet required and no personal data collected.

Recent changes:
FD, RD, SIP, PPF, EMI, loan & finance calculators in one app