FD RD Calculator - SI Interest

FD RD Calculator helps you find out how much your savings will earn. Calculate simple interest, fixed deposit and recurring deposit returns, see your maturity amount instantly, and plan your investments with confidence.

Three calculators in one app
- Simple interest calculator for loans, lending and basic interest sums
- Fixed deposit (FD) calculator for lump-sum deposits
- Recurring deposit (RD) calculator for monthly deposits

Know your maturity amount
In the FD RD calculator, enter the principal or monthly deposit, the interest rate and the tenure, and the FD RD calculator shows the maturity amount and the interest you will earn with one tap. You can also see the rate at which your investment grows, so it is easy to compare options.

Choose the compounding frequency
Banks calculate interest in different ways. Change the compounding frequency to monthly, quarterly, half-yearly or annually to match your bank's scheme. Note: most banks compound fixed deposit interest quarterly, so that is a good starting point.

Plan your investment
Only spend your money after you have it. Use the FD calculator to decide how much to lock away and for how long, or the RD calculator to see how a small monthly saving adds up. Try different rates and tenures side by side before you visit the bank.

Features
- Simple interest calculator
- Fixed deposit calculator
- Recurring deposit calculator
- Compounding frequency: monthly, quarterly, half-yearly and annually
- Maturity amount and interest earned
- Calculate interest with one tap
- Simple, elegant interface

Made for everyone
From students learning how interest works to professionals planning their savings, this FD RD calculator keeps things clear. There are no confusing formulas to remember: the app does the maths and shows you the result.

Why use an interest calculator
A few percent difference in rate or a change in compounding can change your returns noticeably over a few years. An FD and RD interest calculator on your phone lets you check a bank's offer on the spot and see exactly what you will get at maturity.

How to use the FD RD calculator
1. Choose simple interest, FD or RD.
2. Enter the amount: the principal for SI and FD, or the monthly instalment for RD.
3. Enter the annual interest rate and the tenure.
4. For FD and RD, select the compounding frequency.
5. Tap calculate to see the interest earned and the maturity amount.

FD vs RD: which one suits you
A fixed deposit suits money you already have and can set aside in one go. A recurring deposit suits people who want to save a fixed amount every month from their salary. With both in one FD RD calculator you can compare the two, check which one gives the return you need, and choose with clear numbers in front of you.

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