Fee Calc for M-Pesa & MoMo

Never guess or argue about Mobile Money charges again! MomoCalc is the fast, accurate, and 100% offline Mobile Money fee calculator built specifically for East Africa (Kenya & Uganda).

Whether you are sending money to family, buying groceries with merchant payments, or withdrawing cash at an agent kiosk, MomoCalc instantly computes exact transfer fees, cash-out rates, and statutory government taxes with zero internet needed.

🌟 THE 4 SMART CALCULATION MODES

1. 🤝 "SEND FOR CASH" (Reverse Math Calculator) — Killer Feature
Need your recipient to receive the EXACT net amount in physical cash from an agent?
• Just enter the cash amount they need in hand (e.g. 1,000 KES or 50,000 UGX).
• MomoCalc automatically computes the agent cash-out fee, adds statutory excise taxes (e.g. 0.5% in Uganda), and determines the exact transfer amount you must send so they withdraw without losing a single cent.

2. 📤 "SEND ONLY" (Wallet to Wallet Transfer)
Calculate the exact deduction when transferring funds directly to another person's mobile wallet (on-net or off-net).

3. 💵 "WITHDRAW ONLY" (Agent Cash-Out)
Standing at an agent counter or kiosk? Know the exact agent withdrawal fee and total balance needed before you transact.

4. 🏪 "PAY POCHI" (Merchant Payments)
Calculate discounted merchant transfer rates for Safaricom Kenya's Pochi La Biashara (capped at a flat 50 KES fee).

🌍 SUPPORTED COUNTRIES & OPERATORS

All tariff bands and tax thresholds are pre-loaded and regularly updated (verified: October 2026):

🇰🇪 KENYA
• Safaricom M-Pesa (P2P Transfers, Agent Cash-Out, ATM, and Pochi La Biashara)

🇺🇬 UGANDA
• MTN Mobile Money (MoMo) — includes statutory 0.5% government excise tax calculation
• Airtel Money Uganda — includes on-net/off-net rates and agent withdrawal taxes

*Upcoming additions to more African countries coming soon.

⚡ KEY HIGHLIGHTS & FEATURES

• 🛡️ Real-Time Transaction Limit Alerts: Instant warning if an amount exceeds regulatory maximum caps (e.g. 250,000 KES or 5,000,000 UGX) or falls below agent kiosk minimums.
• ⌨️ Large Ergonomic Numpad: Custom numeric keypad covering the bottom of your screen for lightning-fast, one-handed operation. No waiting for the system keyboard.
• 🚀 100% Offline & Private: No internet data required, zero account sign-ups, zero tracking, and instant cold launch in under 100ms.
• 🔋 Lightweight & Battery Friendly: Highly optimized for Android Go and entry-level smartphones.

Download MomoCalc today and take total control of your Mobile Money transaction fees!

DISCLAIMER:
MomoCalc is an independent utility tool designed for fee calculations. It is not affiliated with, endorsed, or sponsored by Safaricom, MTN, Airtel, or any mobile network operator. All trademarks and brand names belong to their respective owners.

Recent changes:
✨ What's New in v1.3.0:
• 🇹🇿 Tanzania is here! Full support for Vodacom M-Pesa (sending & agent withdrawal fees).
• 🌍 Kiswahili language support: now available in your native language.
• 📊 Updated October 2026 tariff bands for Kenya, Uganda & Tanzania.
• ⚡ Improved layout, smoother animations, and enhanced receipt readability.