FinKit

FinKit is your all-in-one finance and everyday calculator for India. Plan taxes, loans, investments, and savings with simple calculations, clear charts, and shareable results.

IMPORTANT DISCLAIMER — INDEPENDENT APPLICATION

FinKit is an independent, privately developed application. It is not affiliated with, endorsed by, authorized by, or operated by the Government of India, the Income Tax Department, GST authorities, or any other government entity. FinKit does not provide official government services.

INCOME TAX CALCULATOR (FY 2026–27)

• Compare the New and Old tax regimes side by side.
• Calculate tax using applicable deductions, including 80C, 80D, HRA, home loan interest, and NPS.
• Estimate tax after applicable rebates, standard deduction, surcharge, and 4% cess.
• View slab-wise tax breakdowns, effective tax rates, and estimated monthly in-hand salary.

EMI AMORTIZATION SCHEDULE

• View how each EMI is split between principal and interest.
• Explore year-wise and month-wise repayment schedules.
• Track outstanding loan balances.
• Download the month-wise schedule as a PDF with FinKit Premium.

INVESTMENT & SAVINGS CALCULATORS

• SIP Calculator with annual step-up and lumpsum options.
• SWP Calculator for planned withdrawals.
• Lumpsum Calculator.
• PPF Calculator with year-wise breakdown.
• FD and RD Calculators.
• Compound Interest and Simple Interest Calculators.
• CAGR Calculator.
• Inflation Calculator.

LOANS, TAX & SALARY

• Income Tax Calculator with New vs Old regime comparison.
• EMI Calculator for monthly payments and total interest.
• GST Calculator.
• Gratuity Calculator.

EVERYDAY TOOLS

• Calculator with calculation history.
• Percentage and Discount Calculators.
• Age Calculator.
• BMI Calculator.
• Number to Words Converter with Indian numbering (lakh and crore).
• Currency Converter with live exchange rates for 160+ currencies.
• Unit Converter.

MADE TO BE EASY

• Adjust values using sliders or enter exact amounts.
• View charts comparing invested amounts and estimated returns.
• Share results as image cards on WhatsApp and other apps.
• Save favorite calculators and access recent calculations.
• Read quick FAQs for each calculator.
• Finance Tip of the Day with optional daily reminders.
• Light and Dark modes.
• Indian number formatting, such as ₹1,00,000.

FINKIT PREMIUM

• Remove advertisements, including full-screen ads.
• Unlock the month-wise EMI schedule and PDF download.
• Support the development of new calculators.

Premium subscriptions renew automatically according to the applicable subscription terms. Review the subscription details presented in the app or store before purchasing. Manage or cancel your subscription through the relevant store account settings.

OFFICIAL INFORMATION SOURCES

Income Tax Department, Government of India:
https://www.incometax.gov.in/iec/foportal/

GST Portal, Government of India:
https://www.gst.gov.in/

These links provide access to official information for independent verification. FinKit is not affiliated with or endorsed by these organizations. Government rules and information may change; always verify the applicable rules and financial year through official sources.

PRIVACY POLICY
https://sites.google.com/view/finkit-privacypolicy

TERMS & CONDITIONS
https://sites.google.com/view/finkit-terms-conditions

FINAL DISCLAIMER

All calculations and results are estimates for informational and educational purposes only. Actual results may vary based on applicable laws, individual circumstances, and updated rules. FinKit does not provide professional tax, financial, or personalized investment advice. Verify important figures using official sources and consult a qualified professional before making financial decisions. Investment returns are not guaranteed.

Recent changes:
- Initial release.