FloatMe: Fast Cash Advance App

Meet FloatMe, your Best Financial Friend — here to help you get, manage, and save money. Connect your bank account and request a Float, a cash advance sent straight to your account. No credit checks. No interest. No tips, ever. Repay when you get paid or can afford it.

FLOATS / CASH ADVANCES*

Pay bills, get gas, or grab groceries with cash advances. FloatMe helps you unlock your earned but unpaid wages fast with Floats. Download the app, connect your bank account, and you're off. Request a Float and we'll deliver it to your bank in three business days or less. Need it now? We'll expedite your Instant Float within seconds for a small fee.

First time approval amounts range from $10 - $50. Eligible users may qualify for larger Floats over time, up to $200. Not all users will qualify and many will not qualify for the maximum amount right away. Average Float amount is $53 (as of July 1, 2026).

SUBSCRIPTION MANAGER

Still paying for that free trial you started in March? We'll find it. FloatMe spots the recurring charges hitting your linked account and puts them all in one place — what you're paying, how often, and what's coming up next. Keep the ones you love, cut the ones you forgot about. Included with membership.

CREDIT MONITORING

Know your number. Check your Equifax credit score in the app, watch how it moves over time, and get a heads-up when something changes. Checking here won't ding your score. Also included with membership — no extra charge.

MARKETPLACE OFFERS

Find easy ways to earn a little extra, like taking an online survey or testing a video game. We hunt down deals and offers worth passing along to our budget-minded members.

LOW BALANCE ALERTS

Always know where your balance stands. If you opt-in, we'll give you a nudge when funds are running low, so you can dodge those pesky overdraft fees.

MEMBERSHIP

Membership costs $6.99/month and provides access to FloatMe's suite of financial products and services, including Floats, Subscription Manager, Credit Monitoring, Marketplace Offers, and Low Balance Alerts. Membership will auto-renew until canceled. You can cancel anytime in-app or by contacting our support team at support@floatme.com. Uninstalling does not result in cancellation.

*Floats/Advances: FloatMe's advance service is not a loan nor is it a contracted obligation to repay a loan. Floats are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. Money advanced has 0% max interest. 0% APR. Repaid on the Repayment Date you set. Instant Float fees are not included in the monthly membership cost and are optional. Instant Float fees vary from $1.00 - $10.00. Delivery times may vary between banks.

Eligibility criteria apply. A FloatMe account is required to request a Float; approval is not guaranteed. You may request a Float without paying a membership fee; see our Terms & Conditions to elect this option. Standard Delivery is always free; Instant Float is optional and carries a fee. Availability varies by state. Average Float Amount is $53 (as of July 1, 2026).

Example 1: A $50 Float sent via ACH and repaid on the Repayment Date you set, with 0% interest and $0 in fees. Total Cost: $50.

Example 2: A $50 Float sent via optional Instant Float for a $5 fee and repaid on the Repayment Date you set, with 0% interest. Total Cost: $55.

Cash Advances or "Floats" are not available to Connecticut, District of Columbia, and Nevada residents.

FloatMe is not affiliated with Credit Karma, Kikoff Credit Builder Loan, Brigit, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, Tilt, Cash Now App, Venmo, Self, Rocket Money, or Possible Finance

Privacy Policy: https://www.floatme.com/privacy-policy
Terms & Conditions: https://www.floatme.com/terms


FloatMe, Corp
110 E Houston St. 7th Floor
San Antonio, TX 78205

Recent changes:
Journey to higher float amounts, easy-to-use budgeting tools and more!