Avail online gold loan with a trusted gold loan company from the comfort and privacy of your home with Rupeek. With over 1 lakh happy customers and the lowest interest rates at 0.69% per month* (8.28% p.a.), we ensure that you are always in control of your finances! Our lending partners include top banks such as ICICI Bank, Federal Bank and Karur Vysya Bank.
We are an online gold loan company that offers the lowest gold loan interest rate with highest per gram rate! We have over 1,00,000+ happy customers across 20000 locations in 30+ cities including Bangalore, Delhi, Chandigarh, Chennai, Hyderabad, Mumbai, Pune, Kolkata, Ahmedabad, Jaipur, Surat, Coimbatore and we are expanding fast across India.
Rupeek online gold loan company offers features like free 30-minutes Doorstep service**, No Hidden Charges, and customized gold loan solutions.
This makes loan against gold much simpler. Our partner bank branches are present every 3kms, helping to bring the best gold loan solutions near you.
Our unique features include the following:
Lowest interest rate @ 0.69% per month* (8.28% p.a.)
Highest Per-Gram Rate
Free 30 Minutes Doorstep Service**
Customized Gold Loan Solutions
We offer all this and more to offer you the best online gold loan solutions in India.
You can apply for a gold loan online in these 4 Easy Steps:
Apply for a Loan - Apply on the app or give us a call at 1800 419 8000 to schedule an appointment.
Get Gold Valued - Get your gold valued at home with documents assistance and instant money transfer
Easy Payments on App - Easily repay your loan using Rupeek app
Gold Delivered Back At Your Doorstep - Close your loan and get your gold back without waiting at a branch
For overdraft facilities, Rupeek has introduced Rupeek Quick. You can use this to get a credit line against your gold & pre-approved loan instantly 24X7, even on Sundays and bank holidays. Pay interest only on the amount used.
With Rupeek's easy to use App, you can
- Apply for a Fresh gold loan or request Loan Transfer
- Compare & Select schemes based on our gold loan interest calculator
- Schedule loan disbursal at a convenient time & place
- Simple dashboard to keep track of your active loans
- Make Easy Online Repayments
- Schedule Release (Doorstep delivery by Next Working Day!)
- Instant access to Rupeek’s customer support
- Refer friends and get up to Rs 2000/- Referral Bonus
1. Gold Loan amount ranges from ₹ 20,000 to as per requirement/eligibility
2. Loan duration: 180 days to 365 days
3. Annual Gold Loan Interest rates (APR, Min to Max) : 8.28% - 22.68%
4. Processing Fee (Min to Max) : 0%-1%
5. Foreclosure Fee- Nil
Note: We do not provide any pay-day loans or loans with less than 61 day repayment period in accordance with Google Policy.
For a loan of ₹[100,000] at an Annual Gold Loan Interest rate (APR in this case) of [10.68] % for a tenure of  days, the overall interest payable will be ₹ only.
Sample Interest Calculation
If the loan amount is ₹100,000 & interest rate is 10.68% per annum; and if the customer pays only the interest every 30 days for the next 180 days, then the overall interest payable is ₹5340 only. Total Repayable Amount (Principal+Interest): [₹105340]. The customers get the convenience to pay the principal balance anytime within 180 days tenure.
These numbers are indicative and subject to change according to the gold loan rate per gram. The final interest rate of the loan amount may vary from one customer to other depending on his chosen interest repayment pattern.
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* T&C Apply. Available only in select geographies
** Indicative time measured for a loan of Rs 50,000 carried under controlled conditions. Subject to the necessary KYC and verification. T&C apply