Hilio: Subscriptions & Money

Hilio automatically checks your spending against trusted financial guidelines, like the 50/30/20 rule. No manually setting your own limits. No guessing what's "right."

Highlights:
• Instantly see if you're on track, based on the 50/30/20 rule
• Transactions sync and sort themselves into Essentials, Lifestyle, and Future
• See how you compare to people like you, in your city and stage of life
• A beautiful visual recap of your week, every week
• Tag purchases by mood and moment, and spot the patterns behind them
• Track all your bank accounts and cards in one place
• Keep tabs on subscriptions and recurring bills

Features:
50/30/20, done for you. Hilio sorts every transaction into Essentials, Lifestyle, or Future, then measures your split against the 50/30/20 rule automatically. It's a rule professional financial planners use, so you always know if your money's working the way it should.

See how you stack up. Hilio also shows you how you compare to people your age, in your city, at your stage of life. Are you spending more on going out than most people your age? Saving less? Now you know.

Weekly wrapped for your money. Every week, get a beautiful visual recap that reads like a story, not a bank statement. The moments, the habits, the surprises. No digging through charts required.

Tag it, and see the why. Here's the part most finance apps skip: the “WHY”
That $34 at Uber Eats. Was it stress eating? A convenience order? or Just adulting? Tag it, and Hilio starts connecting the dots.
Late-night orders after a bad day. Spending spikes right after payday. Patterns you'd never spot on your own, because nobody remembers 40 separate purchases, but your habits do repeat.
Once you see the pattern, you can decide if you're okay with it, instead of finding out three months later that "just this once" happened every week.

Security and privacy:
• Bank connections are handled through trusted providers like Plaid
• We never store your banking credentials, and can’t move your money.
• Your data is encrypted both in transit and at rest.
• We never sell your data or show ads
Free to download. No credit card required.