Expense Manager: Money Tracker

Expense Manager is a fast, private expense tracker and money manager built for India. Log daily kharcha in seconds, see exactly where your money goes, and stay on top of budgets, bills, savings goals and shared expenses — in one clean app that costs nothing.

No ads. No subscriptions. Nothing to buy, ever.

━━━━━━━━━━━━━━━━━━━━
💸 TRACK EVERY RUPEE
✦ Add income and expenses in seconds, with categories, notes and dates
✦ Speak it instead: voice entry fills in the amount and note for you
✦ Multiple accounts — cash, bank, wallet, credit card — with transfers between them
✦ Edit, filter and search your full transaction history
✦ Export everything to CSV or PDF whenever you want

🤖 ASK ABOUT YOUR MONEY
✦ "How much did I spend on food last month?" — just ask, in English or Hinglish
✦ Answers come from your own entries. It never invents a number
✦ Instant reads on spending, budgets, accounts, loans and bills

📊 UNDERSTAND YOUR SPENDING
✦ Monthly trends, category breakdowns and clear, honest charts
✦ Net worth across every account in one figure
✦ Largest expenses surfaced so nothing hides

🎯 BUDGETS & SAVINGS GOALS
✦ Set a limit per category and get warned before you overshoot
✦ Savings goals with targets, deadlines and real progress
✦ Gentle reminders that keep you on track

🧾 BILLS, LOANS & LENDING
✦ Track recurring bills and never miss a due date again
✦ Record money you have lent and borrowed, and who still owes what
✦ See what is overdue at a glance

👥 SPLIT WITH FRIENDS
✦ Groups for trips, flatmates, family or the office, with simple invite codes
✦ Split bills, log settlements, and instantly see who owes whom
✦ Made for Goa trips, shared rent and office lunches

🧮 9 FINANCIAL CALCULATORS, FREE
✦ EMI / home loan, SIP, Lumpsum, FD, RD and PPF
✦ Income Tax (old vs new regime), GST, and Simple & Compound Interest
✦ Every calculation runs on your device

🔒 PRIVATE BY DEFAULT
✦ App lock with a PIN or your fingerprint / Face unlock
✦ Your PIN is stored only as a one-way hash on your device — never uploaded
✦ We do NOT read your SMS, contacts or location
✦ No ad SDK, no advertising ID, no analytics or tracking SDK of any kind
✦ We never sell your data

📱 BUILT TO FEEL GOOD
✦ Home-screen widget: this month's spending against your budget at a glance
✦ A genuinely nice dark theme for late-night hisaab
✦ Reminders and notifications you control
✦ Rupee-first, with 7 more currencies if you need them

━━━━━━━━━━━━━━━━━━━━
WHY EXPENSE MANAGER?

Most money apps are bloated, nag you to upgrade, or quietly monetise your data. This one does none of that. It is free because it has no ads and nothing to sell you — so the only thing it is optimised for is being genuinely useful: fast entry, honest numbers, and practical Indian tools like GST, PPF and income tax built in.

Whether you are a student tracking pocket money, a family managing monthly kharcha, or friends splitting a trip — Expense Manager keeps the hisaab clear.

Download it today and take control of your money, one entry at a time.

━━━━━━━━━━━━━━━━━━━━
PERMISSIONS, IN PLAIN WORDS
• Microphone — only while you are using voice entry. Audio is never stored or uploaded.
• Notifications — budget alerts, bill due dates and goal reminders.
• Internet — to sync your account across your devices.

Expense Manager needs a Google account and an internet connection so your records survive a lost or replaced phone.

SUPPORT & PRIVACY
Questions, ideas or bugs? Email jkclaude143@gmail.com — we read everything.
Privacy policy: https://hisaabbook-backend-production.up.railway.app/privacy

Recent changes:
What's new in 4.2

• Introducing Expense Manager Pro: no ads anywhere, priority support and a Pro badge on your profile.

• Choose monthly, yearly (7-day free trial for new subscribers) or pay once for lifetime. Manage or cancel anytime in Google Play.

• Everything that's free today stays free. Pro only adds.

• Bug fixes and improvements.