HP12C Financial Calculator

RPN financial calculator for your phone with all the classic functions of the legendary 12C: financial math, cash flow, NPV, IRR, interest, amortization, depreciation, and statistics — all in the palm of your hand.

HP12C Gold is a programmable financial calculator with RPN logic, built for anyone who needs to solve financial, statistical, and business calculations quickly on their phone.

Ideal for students and professionals in finance, accounting, business administration, economics, engineering, real estate, and investments — and perfect for studying for financial certification exams (CPA-10, CPA-20, CEA, and CFP).

With a landscape-mode display and a full keyboard, HP12C Gold delivers an experience close to that of a classic financial calculator: a large display, function keys, memory, registers, and advanced commands.

KEY FEATURES
• Financial calculations (TVM): n, i, PV, PMT, and FV for present value, future value, payments, rate, and number of periods.
• Cash flow: CF0, CFj, Nj, NPV, and IRR for analyzing investments, projects, and payment series.
• Amortization: analysis of interest, principal, and outstanding balance on loans.
• Interest and conversions: simple and compound interest, monthly/annual conversions, and percentage operations.
• Statistics: sums, mean, standard deviation, weighted average, estimates, and linear regression.
• Dates: date-to-date calculations, D.MY and M.DY modes, and day-based operations.
• Depreciation: SL, SOYD, and DB methods for accounting and asset calculations.
• Bonds: bond price and yield.
• Programming: programmable mode with step-by-step execution, return, conditional tests, and sequence storage.
• Memory and registers: storage, recall, and operations, plus the RPN stack with X, Y, Z, and T.

WHY CHOOSE HP12C GOLD?
• Fast, precise RPN logic.
• Landscape-mode interface with every key within reach.
• Works offline, straight to the point.
• Lightweight and practical for everyday study and work.

This app is not affiliated with, endorsed by, or sponsored by any calculator manufacturer. It is an independent tool, created to provide an advanced financial calculator on Android devices.

financial calculator • RPN • financial math • cash flow • NPV and IRR • interest calculator • amortization • statistics • programmable calculator

Recent changes:
• Fixed the sign of the result in simple interest (f INT) to match HP-12C behavior: enter the principal with CHS (cash outflow) to get positive interest.
• Internal performance and optimization improvements.