Hutsy is an AI-powered personal finance assistant from Hutsy Financial that securely connects your bank accounts to deliver clear, data-driven insights on debt, credit utilization, and cash flow. It sits at #16 in US FINANCE and carries a 0.0 rating from 0 ratings, reflecting an early release with 1,000+ total downloads and 2.1K in the last 30 days.
Pros & Cons
AI-driven insights tailored to your financial activity
Real-time tracking through connected accounts
Focus on debt, credit utilization, and overdraft risk
Educational approach clarifying debt concepts
Lacks explicit per-transaction spending view and category-level expenses
Budgeting goals and personalized budgets are not clearly described
No user ratings yet (0.0 rating from 0 ratings)
About Hutsy
Hutsy is a finance app developed by Hutsy Financial.
Download Statistics
Hutsy has been downloaded 4.1 thousand times. In the last 30 days, the app was downloaded 2.1 thousand times. It is ranked #134 in finance.
User Ratings
Hutsy is rated 2.00 out of 5 stars. The rating is based on 17 ratings.
App Information
Hutsy is FREE to download. The APK download size is 34.62 MB. The latest version available is 2.0.5. The last update was on June 3, 2026.
Technical Requirements
The app has a content rating of Everyone. The app has been available on Google Play February 2026.
Description
Hutsy is an AI-powered personal finance management and tracking app designed to help you make smarter money decisions every day.
By securely connecting your bank and financial accounts, Hutsy analyzes your activity and delivers clear, data-driven insights — helping you track existing debt, avoid fees, and improve your financial health with confidence.
━━━━━━━━━━━━━━━━━━━ 💡 WHAT HUTSY DOES ━━━━━━━━━━━━━━━━━━━
Once connected, Hutsy helps you:
• Track rising credit utilization • Monitor your financial profile daily • Flag potential overdraft risks • Identify recurring charges draining cash • Calculate smart payment targets for existing balances • Track savings rate and cash flow trends • Monitor late payment risk
No spreadsheets. No guessing. No generic advice.
Just clear financial insights powered by AI.
━━━━━━━━━━━━━━━━━━━ 🔎 HOW IT WORKS ━━━━━━━━━━━━━━━━━━━
1️⃣ Securely connect your financial accounts 2️⃣ Receive personalized alerts based on real activity 3️⃣ Track key financial metrics, including:
4️⃣ Take clear, actionable steps to manage your financial position.
━━━━━━━━━━━━━━━━━━━ 👥 BUILT FOR PEOPLE WHO ━━━━━━━━━━━━━━━━━━━
• Are tracking their credit building journey • Want to manage and reduce existing debt • Live paycheck to paycheck • Want better budgeting clarity
Hutsy does not offer loans, does not require repayment periods, and does not charge an APR. All app data is based on the analysis of your existing, user-connected accounts.
━━━━━━━━━━━━━━━━━━━
Your money decisions shouldn’t feel overwhelming.
Hutsy gives you clarity, control, and smarter financial awareness — powered by AI.
Recent changes: Make your Morning Briefing yours. Tap Edit to add, remove, and reorder your cards — Stripe-style. 4 new cards you can add: Subscriptions, Cash flow, Accounts, and Next payday. A fresh Spending Insight every day — a new observation paired with a chart that rotates so it never feels repetitive. A cleaner, unified look across the whole app, with smoother per-card loading on the Morning Briefing. Plus stability improvements and bug fixes throughout.
Get a detailed PDF report for Hutsy with download trends, rating history,
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I tried to connect my bank account several times. My bank shows connected but app doesn't. Tried to find a customer service number, so I can cancel my account because I was charged $10.00. I just want to cancel my account and be done with this app.
★☆☆☆☆Chad Mays· Mar 11, 2026
I've tried to contact hutsy twice to cancel/delete my account. No response and I've been charged twice
★☆☆☆☆David Bloomfield· Mar 10, 2026
Won't let me cancel and their support doesn't respond. Scam
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Hutsy is requesting 17 permissions and we don't have library information (yet).
Show details
Trust & Safety: The app requests standard finance-oriented permissions such as internet, network state, and notifications, plus boot completion and exact alarms to reschedule alerts. It also uses a license check and a cloud delivery service (FCM). These permissions are typical for a finance app that delivers timely alerts and background updates. No highly sensitive permissions beyond standard banking/alert functionality are indicated; always review privacy and security practices in the app store listing.
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