India Finance Calculators

India Finance Calculators puts the money math you deal with in one app. Work out a loan EMI, plan a SIP, check a fixed deposit maturity, or estimate your income tax in a few taps. Every number stays on your phone.

The app has more than 50 calculators across four areas.

Loans and EMI Home loan, car loan, personal loan, gold loan, education loan, two wheeler loan, loan against property, and business loan. See your monthly EMI, total interest, and a full month by month repayment schedule. Compare loans, check eligibility, plan prepayments, and look at balance transfer savings.

Investments SIP, step up SIP, lumpsum, and goal based SIP. Fixed deposit, recurring deposit, and compound interest. CAGR, XIRR, SWP, inflation, and retirement planning. See how a monthly amount grows over time and where the returns come from.

Government schemes PPF, EPF, NPS, Sukanya Samriddhi Yojana, NSC, and KVP. Enter your deposit and tenure to see the maturity value at the current interest rate.

Tax and compliance Income tax under the old and new regime, GST, TDS, HRA exemption, gratuity, capital gains, and a salary or CTC breakdown.

How it works Pick a calculator, move the sliders or type the values, and the result updates as you go. Amounts show in the Indian format with lakhs and crores. Charts split principal against interest, and tables show the year by year picture.

Made for India Rupee formatting, Indian loan and scheme defaults, and interest rate ranges that match the market here.

Private by design

No account and no sign up
Nothing is collected, stored online, or shared
No ads and no tracking
Works fully offline. The release build requests no permissions and makes no network calls.
Free The whole app is free. There is no paid tier, no subscription, and no locked calculator.

Light and dark themes are included and follow your phone setting.

Please note: this app gives estimates for planning and information only. Interest rates, tax rules, and scheme values change over time, and your bank or lender may use a different method. It is not financial, tax, or investment advice. Confirm figures with your bank, lender, or a qualified advisor before you make a decision.

Recent changes:
What's New (v1.0.1)

- Bundled app fonts so text renders correctly without any network access
- Small interface polish and refinements
- The app stays fully offline, free, with no ads and no signup