Interest Calculator: EMI & SIP

Interest Calculator is the all-in-one financial calculator app for India. Calculate simple interest, compound interest, EMI for home loan, personal loan, car loan, and SIP returns — all in one free app.

🆕 NEW: Home loan part payment calculator & EMI comparison tool added!

Whether you need an interest calculator for lending & borrowing, an EMI calculator for your home loan, a SIP calculator for mutual fund investments, or a loan part payment planner — Interest Calculator gives you instant, accurate results.

⭐ INTEREST CALCULATOR
• Simple interest calculator & compound interest calculator
• Supports percentage (%) and rupees per 100/month rate
• Monthly interest, yearly interest & total interest breakdown
• Save calculations for future reference

🏦 EMI CALCULATOR
• Loan EMI calculator for home loan, personal loan, car loan & education loan
• Calculate monthly EMI, total interest payable & total repayment amount
• Flexible tenure input in years or months

⚖️ EMI COMPARISON TOOL
• Compare two loan EMIs side by side
• Find the best loan offer from different banks instantly

🏠 HOME LOAN PART PAYMENT CALCULATOR
• Calculate how prepayment or part payment reduces your loan
• Choose between reduce EMI or reduce tenure option
• Visual chart showing principal vs interest savings
• Plan your home loan foreclosure smartly

📈 SIP CALCULATOR
• Mutual fund SIP calculator with expected returns
• View total investment, estimated returns & maturity value
• Plan your SIP investment for long-term wealth creation

📒 INTEREST LEDGER — LENDING & BORROWING TRACKER
• Track money lent and borrowed with auto interest calculation
• Simple interest & compound interest — calculated in real time
• Person-wise dashboard showing net receivable & net payable
• Add person name, mobile number, amount, rate, date & notes
• Close, reopen, edit, delete & share records via WhatsApp
• Call contacts directly from the ledger

🔒 Biometric Lock — Secure your ledger with fingerprint or face unlock
☁️ Google Drive Backup — Backup & restore your financial records
📤 Excel Export — Export interest ledger as Excel (.xlsx) file
💾 Save History — Save any interest, EMI or SIP calculation

🇮🇳 MADE FOR INDIA
• Indian number format — Lakhs & Crores
• Amount displayed in words (e.g., Thirty Lakhs)
• Available in 13 Indian languages:
English, Telugu, Hindi, Tamil, Kannada, Malayalam, Marathi, Bengali, Gujarati, Punjabi, Odia, Assamese, Urdu

🎨 PREMIUM DESIGN
• Modern, clean & easy-to-use interface
• Dark mode for comfortable use at night
• Works 100% offline — no internet required
• Lightweight & fast

🎯 WHO IS THIS APP FOR?
✔ Anyone calculating loan interest or EMI
✔ People lending or borrowing money
✔ Home loan borrowers planning part payment or prepayment
✔ Investors planning SIP in mutual funds
✔ Students learning simple & compound interest
✔ Shopkeepers & small business owners tracking interest
✔ Anyone managing personal finances

Download Interest Calculator today — India's most complete free financial calculator app!

Recent changes:
• Now works in landscape, and on tablets and foldables
• Steadier screen when the keyboard closes
• Small fixes and updates